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,Historically dividend growth stocks return yield+dividend growth rate: Which I believe will be 15% dividend growth over the next 10 years plus the yield that means a 17.5% annualized rate of return.Market spanking to be sure and that’s assuming that Apple’s valuation remains remarkably low.This situation would require no new product launches.7.Apple is growing slower but still growing: iPhone 6 will bring a new form factor with a larger screen which will help iPhone immensely in the Chinese markets that the recent China Mobile deal opens up.Meanwhile, large phones are becoming a favorite in Asia and so an iPhablet could break off a piece of that profit pie for Apple.
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,Placement of Venus in a horoscope, its association with other planets and the aspects it receives from other planets play an important role in judging whether it gives positive or adverse results in marital life.To cite an example, Venus conjunct with debilitated Mars and receiving aspects from Saturn and Rahu will produce negativity in relationships and carnal pleasures.Various other factors like its placement in Navamsa, position of its star lord etc.will throw light on the fact whether it is a genuine, affectionate bondage or mere infatuation.Horoscopes with well-defined planetary positions are easier to discuss.
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,If a car lock pick is considered broadly, jiggler keys fit the bill.These require a locksmith skilled in impressioning.A blank key is inserted in a lock over and over so the locksmith can see the marks made on the blank by the pin tumblers.Tools of the trade include different kinds of wedges: soft, sliding, air wedges.Car door jam spreaders are wedges that come with manipulation rods for use once a slight opening has been created.Try-out sets of keys are available for use as a car lock pick.Car manufacturers have increased car quality, and particularly, anti-theft features.The old Slim Jim worked very well on cars in the 1980s, but power systems with wires inside the doors and side air bags have made this tool extremely risky for use on new car models.
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,That estimate paints JAH in a very favorable light yet the Company is still levered at 4.6x net debt/EBITDA.In addition, this is a capital intensive business and capital expenditures have generally matched depreciation expense.In the current environment, bankers will need more than pro forma results to lend and the reality, as opposed to pro forma scenario, is JAH is currently levered at 7.7x LTM EBITDA.So what this means is that JAH investors will have to now depend on its management team to grow sales organically and actually demonstrate an ability to streamline operations as opposed to just going to the credit markets to borrow and buy another target.
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,Blogs, In-person events, case studies, videos, and webinars were amongst the various other tactics preferred by most successful marketers.Producing high-quality content requires a wide range of skills, capabilities, and expertise.Content marketing teams must be ready to face challenges involved in conceptualizing, creating, crafting, executing, promoting, and measuring content.Content marketing is bound to be the top priority for marketers in future and they should focus on allotting a sufficient amount from their budgets for content marketing.Nearly 61% of less effective marketers face challenge in producing engaging content compared to 35% of most effective marketers.
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,Key Issues: Racism: This is a major issue discussed in this classical novel.Jim, who is a black slave, faces a lot of struggles.It is also made sure that Jim accepts that he is black and inferior to white.Constantly, he is reminded of running away and the dangers to his life if caught.Jim and Huck gets rid of race barrier especially when Huck faces the inner struggle to save Jim or not.Freedom: Huck wants a freedom from living with a drunk and neglected father while Jim wants a freedom from slavery.Friendship: Huck and Jim portrays meaning of a true friendship.Although Jim was a black while Huck a white, Huck realized that friendship cannot be based on race but it is a caring, loving and devoted relationship.
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,Trade Name and Business Approval.Buy a trade name in the Secretary of State’s Office.This will give you an opportunity to start a business and gain some access to their resources.Another option is to go directly to the courthouse and get a business approval.Working as a financial advisor can be rewarding, both financially and emotionally.You will get to help people make informed decisions about how to handle their money, and you’ll be paid well to do so.However, the competition is fierce – so you need to prepare yourself by getting the proper education and training.Most financial firms that hire financial advisors require at least a bachelor’s degree.
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,Fantasy Football Plus is the link on the top – do not click on it if you don’t want to pay! This button is a bright yellow.The one you want is the blue button underneath.The paid leagues include a prize for winning the league, StatTracker (which allows you to keep track of stats live), expert advice, and more.Create Your League! Doing so is easy.Follow the step-by-step instructions on the “Create Your League” page.You come up with a unique name for the league, your league settings and type – options include a Live Online Draft, an Autopick Draft, and Offline Draft.Once you have completed the page, click on the blue “Save and Continue” button at the bottom.
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,In fact, spammers are the most likely to simply resell any old eBook without verifying that the contents are accurate, so protect yourself.How do you identify a spammer’s target site (ie the site that they’re trying to direct you to).Simple: copy the url and do a search for it.What’s the content? Is it a review? Is it a drive by “this is my link?” Do you get a lot of “free search listings” sites? A lot of sites with incomprehensible paragraphs? Then you have a site that rose to the top of the pile by spamming, possibly by hiring professional spammers.Typically, these guys will also be relatively new.
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,Preserve your conversations friendly and simple.Tell him you will call him back but don’t.Acquire new clothes for your wardrobe.Go on a diet and drop down a few sizes.Wear bright desirable outfits that boost your powerful functions.Fix your hair and invest in a new sensual fragrance.Getting treated like a lady by other many people will boost your self-worth and esteem.The bottom line is simple: we’re wasting our limited natural resources expanding our overburdened landfills.That’s not a good thing for YOU, YOUR children or this Earth! The other problem that we’re now facing is that we have twice as many people, living twice as long, using twice the amount of energy and we have a diminishing and finite amount of natural resources.
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,The insect-species confined to sea-coasts, as every collector knows, are often brassy or lurid.Plants which live exclusively on the sea-side are very apt to have fleshy leaves.When a variation is of the slightest use to a being, we cannot tell how much of it to attribute to the accumulative action of natural selection, and how much to the conditions of life.Instances could be given of the same variety being produced under conditions of life as different as can well be conceived; and, on the other hand, of different varieties being produced from the same species under the same conditions.Such facts show how indirectly the conditions of life must act.
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,Learn about it.Issues like depression, sex, and relationships are some of the more relevant issues to homosexuality.To a parent who has accepted the nature of her lesbian daughter, it would be a mistake to just leave it at that.Teens are still teens regardless of their preference.Unlike adults, you still need to guide her, and not knowing anything about it will not help you deal with her.Determine what kind of prank call you are receiving.There are different types of prank calls.You might get the occasional call from a strange kid offering a joke.You might find yourself answering repetitive hang up calls in the middle of the night.
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,He has to bury them as deep as he can from himself as well as you.There is no way he can let you go if he allows these feelings to surface.This will show you that he cannot keep his feelings for you buried and your ex is missing you.Don’t get too excited by the email because it might have been just a moment of weakness on his part.In fact, it might be better for you not to answer the email.Then he will use some excuse for calling, such as asking if he left a certain sweater at your place.By his asking about the sweater it will give you an excuse to call him back.Wait a few days before you return his call.
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,It typically doesn’t take more than a week to sell and reload at a profit.Conversely, when he issues a sell on a company that I know well and own, I can always add to my position after the selling subsides and have always made money when the stock rebounds.This strategy takes longer to yield profits but it always does.Note: I don’t know if this works for all of his recommendations but it has worked historically for the stocks I own and trade.In the case of AAU, Mr.Cook’s reasons for initiating the “sell” were not really based on any fundamental changes in the outlook for the Tuligtic Project or the company.
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,For example, if you approach a lion’s cage at the zoo, you may make an intuitive judgment about the lion on the other side of the glass.Perhaps you noticed something about the lion’s demeanor that puts you at ease.The intuition that he’s a friendly lion, coupled with the urge to pet him because he’s fluffy, may lead you to climb into the cage — despite everything you’ve ever cognitively learned about the ferocity and danger of lions.Living a life based only on rational, deliberate examination is no better than living by intuition alone.Locking eyes with a total stranger across a crowded room and feeling a jolt of emotion is highly irrational.
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,Not only is it risky, but you may also have some unrealistic expectations at work.Images of the solo lawyer fighting injustice and revealing the real killer on the stand permeate our collective consciousness, making it somewhat difficult to separate fact from fiction.How do you know whether opening a solo law practice would be the right step for you? While every person’s situation is different, and this is certainly a huge step that should not be taken lightly.Are you a leader at heart? As a solo lawyer, you’ll be the one leading the charge for your law practice, which you must think of as a business, just like any other professional services company.
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,Method of Payment.In order to obtain a favorable ruling, any plan of deferred compensation must define the time and method for payment of deferred compensation (Section 3.01(b), Rev.Typically, payments from excess benefit top-hat plans supplement payments from a qualified pension plan.Qualified benefit plans generally permit an employee to elect the form of payment upon retirement — whether in the form of a life annuity, a joint-and-survivor annuity, fixed period of years, etc.Employees generally prefer to elect to receive payments on a basis similar to the qualified plan payments.(3) Since top-hat plans are established for a select group of employees, the employees’ ages upon entry into the plan will vary dramatically.
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,Both these intelligences depend on our psychology and personality.By developing these, we can build affective area in our society, profession and family.To develop these first we should have self-awareness skills, emotional control and emotional motivation.Secondly, we should formulate skills of empathy and social skills.Management of emotions, requires developing the capacity to intervene voluntarily in them, this means to manage and not to deny them.It is important to understand that every emotion should be regulated.By controlling our self we can control our emotions and impulses.This allows us to think, before acting.
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,The Democrats delivered 3 presidents who ruled a combined 14 years.The Republican Presidency translated into percentage debt increases of 49.9 percent net (see last column in the table), or an annualized increase of 1.78 percent.The Democrat Presidency translated into a percentage debt increase of 6.3 percent net (see last column in the table), or an annualized increase of a mere 0.23 percent.The problem of the US is not their health care or social security, it is the facilities for the rich and their defense spending.What about Global Security? Are we blind? Don’t we see that without that spending the world would be an enormously dangerous place? That is what a lot of rightist politicians and other interested people might ask us.
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,This should give us the hope and the knowledge that we can make it through any problems that we have.As Christians, we know that we have CHRIST behind us.He will strengthen us and help us deal with whatever we will face.So although God might not be able to prevent all bad things from happening to us, He WILL help us get through those trials.The process of water transfer printing also known as wassertransferdruck is becoming more popular amongst different industries that want to have their products decorated easily and in a timely manner.The original use for this method of 3D printing was for camouflaging guns and different machineries for the military.
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,Working from lengthy lists, whether To-Dos, a book of voice mail messages, or an email inbox, causes you to look at the same items again and again.You have to make decisions every time you scan through the items.Your mind keeps jumping around and planning ahead instead of focusing on one item in front of you.9.Expectations.What response time has unofficially developed with regard to returning phone calls and email messages? When you feel you have to immediately respond to a call, you allow yourself to constantly be interrupted.10.You.Often you may become bored with your activity and decide to check email for a few minutes; or you have several projects in view and your mind keeps jumping from one to the other.
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,31, 2030, or when the underlying fields have produced a cumulative total of 10.6 million barrels of oil equivalent output.Once either condition is met, the trust will dissolve and cease to exist.All rights to these fields reverting to the trust sponsor, the privately-held VOC Energy Partners LLC.VOC Energy Trust focuses on mature fields that entail little to no exploration and development risk.On average, the fields in the VOC Energy Trust have been in production for more than 38 years; the sponsor has a long history of well data to draw on when it estimates the rate at which production will decline.
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,click to enlarge Cointegration ADF hypothesis test results versus the SPY, updated monthly, will be provided in the forthcoming ETF Rewind nightly newsletter.(NYSE:MED).Safeway Inc.See Tackling Big Data for ETFs for more detail.When a fund’s holdings are volatile, that volatility will translate to the value of the fund.First Trust Consumer Staples AlphaDEX Fund (NYSEARCA:FXG) has SWY as its largest holding.In fact, it gets my top ranking in my Sector Rankings for ETFs and Mutual Funds report.Mutual funds often take weeks or months to disclose their holdings.Many articles have been written about how that lack of transparency allows mutual fund managers to window-dress their holdings at the end of reporting periods.
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,What to know? A successful performance of the piano arpeggios can only be realized if you are very much familiar with the chords, both major and minor.Where to start? For the left-hand arpeggios, you need to start just below the middle of the piano’s keyboard.The run must begin just below middle C to hit the bass notes.What keys to hit? Literally, the meaning of arpeggios is broken notes.Therefore, to ensure that the sound you will be creating is a beautiful one, you must observe not to hit just too many bass notes all together.This is because it can only lead to a muddy sound.What you must do is to spread out all of the first notes you are going to hit.
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,At issue was whether the gain triggered by the liquidating distribution under Sec.336 was properly taxed to the QSST or the income beneficiary.It is important to note that, in this particular case, the QSST incurred a capital loss as a result of the liquidation, which was increased as a result of additional basis for the Sec.336 gain.A finding that the income beneficiary should be charged with the Sec.Because any [sections] 336 gain or loss is triggered by the liquidating distribution, it constitutes one of the tax consequences of a disposition of stock by the QSST for which the QSST beneficiary is not treated as the owner of stock.
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,click to enlarge Cointegration ADF hypothesis test results versus the SPY, updated monthly, will be provided in the forthcoming ETF Rewind nightly newsletter.(NYSE:MED).Safeway Inc.See Tackling Big Data for ETFs for more detail.When a fund’s holdings are volatile, that volatility will translate to the value of the fund.First Trust Consumer Staples AlphaDEX Fund (NYSEARCA:FXG) has SWY as its largest holding.In fact, it gets my top ranking in my Sector Rankings for ETFs and Mutual Funds report.Mutual funds often take weeks or months to disclose their holdings.Many articles have been written about how that lack of transparency allows mutual fund managers to window-dress their holdings at the end of reporting periods.
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,The thesis is simple.There has been nothing opaque nor clandestine about the disclosure of this dossier.Investors also can easily cross-reference Mr.Ackman and his team’s research against the company’s own SEC filings.I assume it makes for good eyeball counts on cable news channels when Mr.Icahn and others go all WWF on live TV.Almost all of the principal investors on both sides of the trade in HLF common have gravitas.Mr.Stiritz and Mr.Icahn have long and successful track records as investors and businessmen.Make the same thing yourself out of fresh ingredients.Stay away from trans-fats and fast foods, fried foods, artificial sweeteners.
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,I have introduced the rule called “comply or explain.”Amongst listed companies in the last one year, the number of companies which opted to have outside directors increased by 12 percent.In the past year, corporate tax rates have been cut by 2.4%.Another term in office might give Abe time to make a difference, but his ill-conceived decision to increase the sales tax earlier this year had a disastrous impact on GDP – Q2 GDP was -7.1%.A further increase from 5% to 8% was scheduled for October 2015 but has now been postponed until April 2017 – as a palliative to the “deficit hawks” the increase will be from 5% to 10%.
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,The same thing happened with Madoff – he was the victim of his own success as a fraudster.The Internet enables the elimination of inventory in many situations, and if real expertise and product knowledge is supplied, person to person selling is always best, especially for new and innovative products.fitness centers, beauty salons, etc.It could be the middle American version of personal shopping, again especially for specialty products.Perhaps it should be a licensed profession, and people should be free to represent multiple product lines, even if they seem competitive.The industry issue now is: what company will invent a legally sound business model that will offer these 15 million (mostly) part-time sales people a reasonable alternative? The first company that does is likely to be a huge success if they have their act together.
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,The risk is real, despite being underappreciated on street and downplayed by management.Given the potential combination of housing headwinds and potent protectionism, we wonder who exactly is buying shares of LL near 30x earnings.For what it worth, it would seem that at least one other shareholder agrees with our assessment Chairman and Founder, Tom Sullivan, has sold approximately 75% of his ownership stake since going public in 2007.American Sign Language is a visual language that incorporates gestures, facial expressions, head movements, body language and even the space around the speaker.Hand signs are the foundation of the language.
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,James T.Strickland’s civic interests were many and varied.A member of the Atlanta Action Forum, he chaired the capital funds campaigns for the Atlanta Botanical Garden and Zoo Atlanta.He served on the board of visitors of Ida Cason Callaway Foundation and the board of councilors of The Carter Center of Emory University.At Piedmont Hospital, he was vice president of the board of trustees and chairman of the finance committee.Treasury Department and in 1991 he served as banking industry chairman of the Savings Bonds National Volunteer Committee.The Harvard Business Club of Atlanta recognized Strickland with its 1992 Business Statesman Award.
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,Understanding their salient features and future prospects is essential for understanding forex and other major asset markets.Their movements affect stock, commodity, bond and general credit markets for most of the developed world and beyond.Safe-Haven vs.Risk Currencies Note for those unfamiliar with forex.When I refer to a currency as a or currency, I am not making any judgments about its relative stability.Instead I just using forex jargon that describes how the currency behaves in times of optimism and pessimism.currencies rise when there pessimism or fear, whereas currencies drop in those conditions and rise when markets are feeling optimistic about growth.
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,Looking at the VIX term structure for the day, we find the following:Spot VIX: 16.70 to 18.03 (+7.19%)Aug Futures: 18.6 to 19.50 (+4.84%)Sep Futures: 20.65 to 21.22 (+2.76%)Ok, since VXX right now is about 50/50 Aug/Sep futures, we are much closer to the average movement of the two futures at 3.8%.To account for the difference between this average and VXX’s performance of 2.16%, we can attribute that to the cost of rolling front month futures into next month futures over time.As we get closer to the VIX August futures expiration date, the August futures are sold and September futures bought, which causes a daily roll cost due to continued Contango.
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,Get a little creative.Now you can begin making those springtime flowers.Using you scissors, cut out bits from the yellow construction paper to make some flowers and stems (you can color the stems with the brown marker, or just draw the stems in yourself), and using the scrapbook paper, you can cut out shapes of vases.Glue the flowers and the vase onto the bulletin board and you are practically finished.Now we have to prepare the photo.After creating a layer copy of the image, put it into grey-scale mode as we need only the details of the face, not the colors.After the color information is discarded, put it back into rgb.
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,According to the company, there is a huge potential for prepaid cards in the country as Filipinos have been used to similar transactions in telecommunications.In 2012, debit and prepaid spending recorded a 25% increase compared to 2011.Out of the total cardable opportunity of $1.4 billion for prepaid cards, around 56% is accounted for in Asia Pacific, with the bulk of that coming from Filipino workers abroad sending money home, contributing around 28% of the prepaid market.Additionally, the growing e-commerce business in the country, which grew by 25% last year, will help Visa post double-digit growth.
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,Red high heels are some of the most scintillating pairings in the world of women’s shoes.It is a color that is linked with many things like wealth.Yet is a also linked with danger.Red heels are exceptionally suited for bringing about a look of power and authority along with the sex appeal associated by most heels.Black heels however, work exceptionally well with a matching black suit giving the wearer a formal and corporate look.Of course there is the option of replacing the black heels with a pair of red heels.This gives you the formal look of the latter combination but also brings about an air of confidence.
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,On many occasions we have spoken of the paramount role that wholesale flowers have within wedding decoration and even grooms’ boutonnieres.The effort, which supports the National Guard, Reserve and Active Duty deployed and at home military Units and their families, began in November 2004 and has grown every year since.It is not just the Soldiers, Sailors, Airmen, Marines and Coast Guard members that are affected when they are deployed and away from home but also the families who are left behind.The mission of Yellow Ribbon America is to provide anational community based framework to helporganize America cities and towns, to deliver immediate and direct supportfortheir localdeployed military personnel and the families who are left behind.
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,The author is not receiving compensation for it (other than from Seeking Alpha).The stunning Coral Bark Japanese Maple has some of the most striking features of any Japanese maple around.The intense coral red bark and stems contrast beautifully against just about any backdrop.The newly emerging Spring stems push out intense coral red shoots and the foliage comes out as light yellow green and edged in red then it slowly changes to a soft green for the Summer then finally changes to a dazzling display of bright golden amber in Autumn.Acer palmatum ‘Winter Flame’ Is another slow growing dwarf reaching about 9-10 feet tall.
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,I tell my kids and their friends to stay out of the water, and I see other people come down to retrieve their family members and friends from the water.I have a flashback to the one time that a group of manatees were slowly floating by in the shallow waters.People ran out of the water FAST, and they did not go in the water for a while.I asked my sons if it was a manatee that they had seen, but no! Last summer when we were vacationing in Key Largo, my sons were actually swimming, when a manatee came so close to them that they could have touched it.The kids started describing a very large fish, but it was not a shark.
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,Salah satu poin yang telah ditemukan sangat khas tentang mereka adalah bahwa Anda dapat mengubah warna mereka dengan makanan yang Anda makan mereka atau dengan hormon.Kebanyakan pemilik dan toko hewan peliharaan akan pakan ikan makanan yang dapat mengubah warna mereka seperti jus bit, udang, paprika, dan lobster roe.Menjaga ikan Red devil mungkin pekerjaan.Rahasia memiliki ikan cakram paling bahagia, sehat adalah untuk memastikan bahwa air mereka bersih.Air kotor akan membuat ikan yang menekankan dan dapat menyebabkan penyakit.Mereka sangat pemalu dan sensitif terhadap suara keras.Untuk pengaturan optimal di akuarium, mendapatkan batu, karang dan tanaman untuk memastikan bahwa mereka dapat beristirahat dan memiliki kemampuan untuk menyembunyikan.
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,I lost money and wasted countless opportunities to invest that money on other equities.invest in an S ETF then.or a IWM short.he told you how and what he invests in right from the start before you ever paid a penny.you chose to pay him and invest your money based on his methodology.and then you throw outside hindsight 20/20 as well as lost opportunities and say how you would have been much better off? horrible way to think and go forward.stick with what you want and your own timeline.Obviously, after a consideration, I thought it was wise to keep my previous positions and only invest my free cash available (ca.$30.000) during that time using Mark’s methodology.
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,According to the company, there is a huge potential for prepaid cards in the country as Filipinos have been used to similar transactions in telecommunications.In 2012, debit and prepaid spending recorded a 25% increase compared to 2011.Out of the total cardable opportunity of $1.4 billion for prepaid cards, around 56% is accounted for in Asia Pacific, with the bulk of that coming from Filipino workers abroad sending money home, contributing around 28% of the prepaid market.Additionally, the growing e-commerce business in the country, which grew by 25% last year, will help Visa post double-digit growth.
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,They must be fully open and for this reason they are harvested at midnight, or early in the morning.Then the open flowers are placed with the tea so that the scent of the flower can be absorbed into the tea over the next four hours.After this the flowers are removed.This process is repeated from two to seven times over a month.Then the tea is ready for sale.The grade of the tea is determined by how many scentings the tea has gotten over a month.High grade jasmine tea has had up to seven scentings over the month.The tea fights cancer and aging by eliminating free radicals.Jasmine helps diabetics and reduces high blood pressure.
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,Red roses are often associated with passion and even sometimes with blood.In earlier times roses were used on many heraldic and were aristorcratic flowers.In Japan rose is associated with tenderness and pride.In Egypt rose were sacred, because they were used in Isis mysteries.Here they represent love and affectivity.In ancient Greece roses were too used in rituals.On the whole, rose have important symbolical sense in most of cultures, maybe that’s why roses tattoo designs are so popular allover the world.But the color of rose in the tattoo images is especially important.Red roses are the most popular.
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,We talked to Danny Sullivan about that show earlier and now we have the exclusive chance to talk to Amit Singhal who was kind enough to answer some of our burning questions.We tried to ask him questions on different topics: Search Plus Your World, the Panda Update, Google and Europe and some of the privacy issues Google is running into.a step back more generally at search goal is simple: to give users the most relevant answers to their queries as quickly as possible.As new content comes online, some good and some not-so-good, we need to tune our algorithms constantly (last year, for example, we made over 520 improvements to our algorithm).
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,Credit from venture capital is considered “easy money” for those businesses that pass their evaluation.Not only do the funds from investors come in handy for most of the stages of business, they also give you the flexibility to pay on monthly and annual terms.William Shakespeare tragedy Hamlet is a rich, complex and somber play, one of the greatest accomplishments of English literature.In Hamlet, the young prince of Denmark is visited by the ghost of his father.The former king spirit reveals that he was murdered by his brother, Claudius, who has since married his widow, Hamlet mother Gertrude and taken the throne of Denmark.
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,The ultimate purpose of such mergers is almost always to save as many jobs as possible.As a pair-trader you have to fall in love with this custom because the odds of waking up in the morning and finding one of your shorts has been bid up 30% before the open is almost zero.Although I not aware of it happening recently, it used to be common for Japanese acquisitions to be arranged at prices that were well below the prevailing market.We called these happy situations the take-under.Finally, there is the dirth of venture capital in Japan which makes it so difficult for new companies to emerge.Amongst the largest 100 US corporations, a dozen were start-ups less than two decades ago.
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,This is why they agreed on the language cliff because it conveys a sense of urgency and imminent extreme danger.That despite the fact the deficit is due almost entirely to (1) the current Depression, which would be made worse by austerity measures, (2) two wars and a bloated military budget, none of which has been subject to the PayGo rules, (3) the tail end of the anemic stimulus measures which did probably stave off a complete Great Depression collapse (these measures are the smallest component sadly were the only truly necessary expenditure), (4) the unfunded Medicare-D giveaway to for-profit corps, costing the taxpayers hundreds of billions of dollars because there no negotiation and Medicare Advantage private insurance co-rider has been a money pit in terms of subsidies, and (5) the Bush tax cuts, which also were never paid for, both Democrats and Republicans are trying to throw the still-solvent Social Security and Medicare programs onto the table for cutting or as they call them, This, even though there would be almost ZERO impact in the short term on deficits, which they claim is the reason they have to deal with this right effin now.
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,Clarify the situation.What exactly happened before you wound up in bed together? Was he too depressed and you offered a shoulder to cry on? Was he too drunk and lost his inhibitions with you? Or was it plain naughtiness that you decided to just “try it out”? Find out what exactly sparked the flame that consumed both of you.Keep it between the two of you.You would not want your other friends to find out about your misadventure since it may cause a ripple effect that will ruin your friendship.This is especially true if there are other complications such as existing relationships that you and your friend are currently in.
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,I am not receiving compensation for it (other than from Seeking Alpha).Apple (NASDAQ:AAPL) just announced another stupendous quarter.Revenues were up 82 percent to $28.6 billion, it sold 20 million iPhones , but it also sold 9 million iPads.The iPad sales outpaced every other product.iPad unit sales were up 183 percent, growing even faster than the 142 percent growth of iPhone unit sales.Revenues for iPads and iPad peripherals reached $6 billion (up 179 percent), which is more than the $5.1 billion Apple made from desktop and laptop Mac computers.Asked on Tuesday earnings call whether iPad sales are cannibalizing Mac sales, Apple COO Tim Cook responded: customers chose to purchase an iPad instead of a Mac, but even more decided to buy an iPad over a Windows PC.
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,The regular ETF that tracks natural gas (NYSEARCA:UNG) has made seven big moves in both directions over the past year.With this type of volatility, and the size of the moves the natural gas makes, a leveraged ETF that seeks to double the daily return of natural gas will see greater distortions because of how volatile the underlying commodity is.While we have seen a recent uptick in natural gas futures due to a streak of colder-than-expected forecasts, there are still concerns over inventory levels and the fact that the coldest part of the year is already behind us.I think that this short term run-up will lead to increased volatility in the commodity and now is a good time to put this trade on.(click to enlarge)Pair #2Direxion Daily Energy Bull 3X Shares (NYSEARCA:ERX)Direxion Daily Energy Bear 3X Shares (NYSEARCA:ERY).(click to enlarge)These ETFs seek to triple the daily return of the Energy Select Sector Index.
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,Five forces are driving the EUR/USD lower, and with no respite in sight for any of these trends, the currency pair should be headed for 1.45.These 5 factors are oil prices, eurozone and US economic data, market sentiment and the chances of a rate hike by the Federal Reserve before the end of the year.Let take a look at these forces in further detail: 1.Oil Prices – Since July, oil prices have fallen more than 20 percent.As the primary drag on global growth, the sharp correction will provide strong stimulus for the global economy.$100 a barrel oil prices is exactly what the world needs to turn growth around, and the drop in oil prices over the past month pushes us in the right direction.
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,This is likely why the company has not instituted a formal dividend policy.December 2012 came and went with no event, mainly because it decided to buy BaoAn instead for 110mm dollars.In order to meet the cash need to pay a dividend in August, the company would have to generate a minimum of 123mm dollars in less than six months.Is this possible? Well, the company doesn’t produce a cash flow statement in its quarterlies, so we will have to look at Net Income for guidance.The best quarter it has ever had was 4Q12, where net income got to 55mm, a far cry from what is needed to pay a dividend.This is in direct contrast to GS, who just initiated with a new analyst covering the stock and is forecasting $1 per share dividends every year.
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,Dry the “taken out of context” excuse out and you can fertilize the lawn of Michael O.He also asserts that shorts are trying to goad regulators into acting and infers that this is an “order sent down from Pershing Square.”With regard to this – who cares if people are trying to goad the regulators into acting? Of course they are.This company is a fraudulent enterprise at its most intrinsic levels.If people were trying to goad regulators into acting on Madoff, do you think history would be kind to them?Personally, I’m not trying this strategy – I already have what I want, and that’s simply for these regulators to take a good, hard look.
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,Cook in an interview at the time of the Beats deal.”Because of that, I’ve always been able to kind of block that question.”I rode an Apple position from $520 pre-earnings up through $90 (post-split).Cook a run for his money, in my mind.Perhaps Mr.Ive, eventually – but, there’s no doubt that Tim Cook is the right man for the job.He’s not worried about what Mr.Jobs would have thought, so why should we be now? Mr.Cook will lead us to new highs and keep our Apple ship steady.The author wrote this article themselves, and it expresses their own opinions.The author is not receiving compensation for it (other than from Seeking Alpha).
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,This results in neuromuscular disorders such as tardive dyskinesia and cervical dystonia.However, rather than completely take Reglan off the market, the FDA decided to issue a Black Label Warning.This is the strongest warning that the FDA can give without completely removing a drug from the market.The purpose of the Black Box is to inform a potential consumer of the risks associated with the medication and the severe, permanent side effects that it can cause.While the FDA has not yet chosen to take Reglan away completely, the Black Label serves as a warning to consumers.Thus, it is your choice whether to take Reglan and risk the neuromuscular disorders, or skip the drug and try to solve your acid reflux in a less dangerous way.
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,Cut flower petal shapes out of yellow felt and glue them all around the hat.If you like you can cut two large leaf shapes out of green felt and glue them at the back of each of the shirt sleeves.Halloween gives parents and teachers a wonderful tool to motivate kids to do math.These Halloween math activities can be used at school with a whole class or a small group or at home with siblings playing against each other or a child playing with an adult.Listed below are few different ways to get kids counting, calculating and practicing math skills.Spooky Buzz is a favorite counting game for many children.
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,Another option is the anti-backsplash snorkel; these have covers over the opening of the snorkel to avoid waves crashing in.They usually just account for more weight and, in turn, a sore mouth.This leads me to my final point in a snorkel: find a comfortable mouth piece.Mind your mask.Quite possibly the most integral piece of equipment for any excursion is the mask.There are many options available.If you are just starting out, I would suggest a full face mask with a purge valve.The purge valve allows for you to expunge water from your mask by merely exhaling through your nose.The positive pressure forces the water out of the bottom of the mask.
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,believes in Momo’s unique value in social networking.Its user base and uses’ activity level make it possible for Momo to operate internet products of social networking.However, whether Momo’s future development could support its $ 2.5 billion’s market capitalization and $ 40’s value of each active user? This is the point potential investors should pay attention to.銆怭art two: Valuation report銆慚omo: Beautiful bubble-probably at least 25%’s over-valuedMomo priced its IPO at a $ 12.50-$ 14.50 range, leading to a market capitalization of $ 2.3 billion to $ 2.7 billion.Considering its current 60.20 million monthly active users, the valuation of each active user could be $38-$44.
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,And my best extrapolation if this trend were to continue (see below) I can say whether this relationship is the work of derivatives or long/short pairs or some other means.The mechanism(s) may be debatable, the durability of paper vs.physical in question, but the relationship is undeniable that the Yen is the anchor sinking gold price it isn But something makes me believe Japan desire to debase will bring about asymmetric and/or non-linear responses by nations being harmed by Japans currency-palooza.In short, something is likely to break and soon.Japan currency depreciation is effectively China South Korea and other exporter currency appreciation.
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,If they did, PPACA would have a public option and there even be full Medicare eligibility for people 55 and older.Both of these polled extremely high.Anyway, I part of the public which would indeed blame the GOP for the budget impasse, with their loyalty oaths to Grover Norquist and not to the United States of America.I blame them also for essentially refusing to govern, blocking the passage of routine bills needed to keep the country running and abusing the filibuster and House rules.The poll is a low information poll, and as such I not sure how predictive it is of the public response to the negotiations.
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,In August, China added 75 million wireless subscribers to bring the total to 1.27 billion – 497 million of which are 3G subscribers.has 241 million wireless subscribers, 173 million are smartphones.China is expected to surpass 600 million subscribers by 2015 and 700 million in 2016.Reuters reports that Apple is still missing one license before it can sell the new device in China.This may actually be a benefit to Apple shareholders because it spread out the demand pipeline.Apple is not likely to have any problem selling iPhones through the rest of the year, and once a China rollout comes along, this should effectively push sales into the first quarter of 2015.
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,How will the valuation be driven from here? What will drive these shares?HC: There are three catalysts for Neptune, two fundamental and one that’s more market-oriented.Some background on the first catalyst is required: Neptune’s plant blew up back in November 2012, resulting in a tragic loss of life and the inability to produce new krill oil for quite some time.The first catalyst is that commercial production is expected to resume in the very near term.The three-month ramp-up period to get back to commercial production was announced July 15, meaning that Neptune should resume commercial shipments no later than the end of October.
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,Luetgert as a frail, sickly woman, who wouldn’t excite many men, and they also knew the sexual appetite of Mr.Luetgert was, well.far above “normal”.He often entertained the ladies in his plant after hours.So the officers did nothing about Luetgert’s odd complaint, until Mrs.Luetgert in May 1897 suddenly disappeared.Luetgert said his wife had deserted him for the secret lover he complained about, but the police began nosing around the sausage plant.The theory was that the missing Mrs.Luetgert had been cooked down to something as easily disposed of as sausage meat.Now, a strange odor emanated from one of the vats in the factory.
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,So-called incentive trusts can be used to attach strings to a child’s inheritance, such as body weight restrictions or job choices.Trusts are managed by a trustee – a person or organization that oversees the assets and property in the trust.The trustee is paid annually for this work, which is just one of the reasons complex trusts in particular can be expensive to set up and maintain.The most common types of trusts are living trusts, which are like wills that don’t go through probate.They’re often used as a means of transferring a house to beneficiaries.Even if you’ve never heard the term unified communications (UC), you’re probably familiar with the concept and might even depend on its capabilities.
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,The FitBit Surge is available for $249.95.The mid-range Apple Watch Steel version will sell for $599 to $1099.The Apple Watch Edition with 18-karat gold will start at a base price of $10,000.Tim Cook hired a sales director of Swiss watch company TAG Heuer last year.Apple is banking on its gazillions of iLoyalists to buy expensive iOS smartwatches.Samsung does not have the same massive base of loyal customers.The Samsung brand cannot equate itself to a Rolex or a Tissot Swiss Watch.Wristbands or fitness trackers like the products of FitBit will sell around 36 million units.As long as Samsung can satisfy the five most desired features of a smartwatch, there will be a market for cheap Android Wear watches.(click to enlarge)SSNLF is a Buy.
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,As usual, Australia dominates the English-based queries, followed by Singapore.comes in third.at 65.All other countries/regions are below 50.This analysis is my first time looking at German and French language sentiment (for now, I am not including Italian).I used Google translator to get the French and German phrases.I translated “purchase gold” instead of “buy gold” for French given poor results using “acheter de l’or” which, if my school-era French still serves me well, is closer to “to buy gold” and not the command form I prefer.With French and German combined, France dominates the search activity.
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,is the only economy to be growing at a faster rate instead of being in a slowing rate of growth.If Fisher intends to bring this conviction to his last FOMC meeting, it is likely that he will give an impassioned speech that will push the FOMC towards a hawkish side.When we talk about fishing many people look at catching a fish as something we need to survive.They associate food with survival and think that is exactly what fishing is all about.What many of us dont know is that while in big business two billion pounds of fish are consumed each and every year very little of it is from the end of a fishing line.
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,What you wear gives a lasting first impression.Pant colors are important for your building your wardrobe.Solid colors that are neutral are easiest to match with other clothing and accessories.A neutral tan or light brown is great for dress pants.You can wear these year round.A darker color and neutral color are wonderful casual pants.Lengths can change throughout the season.Select cuts that will easily hem or have the hem let down.When you build your wardrobe, consider the occasions you wear the clothing.You want nicer shirts and tops to match your dress skirts or pants.The product is the gold standard for the treatment of “off episodes” in Parkinson’s patients.
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,These can be done by talking to a licensed practitioner on the phone that uses a special voice recognition technology that determines what points and sequence should be used.For instance, I worked at the Rubik’s Cube until I could solve it in 30 seconds.I thought, “If someone could tell where a stock was going next, they’d be able to crack the code and make serious money.”I’ve been hooked ever since fact, I’ve made a career out of learning how to play a mental chess game with the markets learning how to win and profit.Occasionally, I stop and step back.Assess.See what profits I’ve made.And what mistakes.
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,Becoming a first time father is hard enough, but being a step-father can seem even harder.As a step-father you take the chance to either deal with the drama from the biological father or take responsibility for the child, making all blames on you if something happens to the child.Being a father to another man’s child is actually easier than most people think – especially if the child’s real father doesn’t want anything to do with his own flesh and blood.Spend some time with the child.This is vital if the child’s biological father does not want anything to do with his own son or daughter.Keep in mind that it takes a real man to be a child’s father.
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,Kids know what they like.Tote a book everywhere.Going to the dentist, doctor’s office, oil change on the car, driving to the grocery store, or on your way to a friend’s home — take a book or two along.Often I’ve been early for an appointment and rather than read a magazine, I’ve waited in the car and read a book of my choice.A child, who will not become ill while reading in the car, could read aloud to you.Create a contest.Whether you home-school or send your child to school, you and a couple other families can plan a contest for the children in your homes.Together set the number of books or the amount of pages to be read.
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,Every inch of its 33-foot-high and 66-foot-long surface is reflective, creating a funhouse atmosphere as visitors congregate under its arch to make faces and take pictures.Splashing around at kid-favorite Crown Fountain is the urban version of running through the sprinkler – if your sprinkler were a pair of 50-foot glass towers displaying LED portraits of Chicagoans.Rounding out the warm-weather offerings are concerts at the Frank Gehry-designed pavilion, dance lessons at SummerDance and Saturday workouts – all free.In winter, skate at the McCormick Tribune Ice Rink just downstairs from the Bean.
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,It is certainly fair to question Cook’s leadership and creative abilities, but I think that this will become less of a factor as Apple moves on to different products.After all, Apple is still considered to be one of the all-time leading innovators of its time.I certainly do not believe that the passing of Jobs will limit Apple significantly over the long-term.As an investor, I care about Apple’s future.The company can no longer sustain double-digit growth in earnings like it had in the past, but there is still more room to grow.The deal with China Mobile is still a promising reality, and Apple will continue to create new products.
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,Rooms are usually larger and more homey, while enjoying many of the same amenities like internet and wheelchair access.Before choosing your specific Maui B and B, it is a good idea to check the avg user rating to ensure a wonderful stay.I wish I had done this on my trip.Instead, I was stuck travelling with a group of people I didn’t necessarily like because I bought a packaged tour.My room was small and uninteresting even though the hotel had a three star rating, and I was forced to travel places at the tour guide’s pleasure rather than my own.Purchasing Power Parity is generally considered a tool for the long run.
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,Your use of the site indicates your agreement to be bound by the Terms of Use.Getting published is a phenomenon with many angles.There’s getting a book published, getting an article published, getting self-published, getting published online.People even publish stage plays so theatres around the world can perform their work.Whatever your genre, whatever your medium, as a writer, you will likely want to get published in some shape or form.Don’t be afraid to start small and work your way up.When I come across new screenwriters sometimes, I am amazed that they really believe in a few months they will have their scripts on Steven Spielberg’s desk.
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,By the time you turn on the TV you probably have already seen what happened either on Facebook (NASDAQ:FB) or Twitter.This transformation away from TV news is not complete yet.When I hear an extremely pertinent news story that I am interested in, I turn on the TV to get instant video analysis.This is still where the latest stories are being discussed.This concept will no longer exist in the future.Social media has the advantage of information speed over the TV news, but it still doesn’t have instant video and analysis of what’s happening on the ground.Most videos on the internet are pre-recorded and edited.
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,believes in Momo’s unique value in social networking.Its user base and uses’ activity level make it possible for Momo to operate internet products of social networking.However, whether Momo’s future development could support its $ 2.5 billion’s market capitalization and $ 40’s value of each active user? This is the point potential investors should pay attention to.銆怭art two: Valuation report銆慚omo: Beautiful bubble-probably at least 25%’s over-valuedMomo priced its IPO at a $ 12.50-$ 14.50 range, leading to a market capitalization of $ 2.3 billion to $ 2.7 billion.Considering its current 60.20 million monthly active users, the valuation of each active user could be $38-$44.
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,Additionally, Moody’s gave a Ba2 corporate family rating to the company.PBR stock is trading at $6.41 per share, which is near the 1-year low of $5.79.Honestly, even if I doubled my money, I will be happy.I have identified a few prices that I hope the stock settles on in the next 24-months.However, PBR is in the world spotlight, which makes buying this stock interesting to me.accounting firm to audit financials, cooperated with Brazilian federal prosecutors, and announced the sale of nearly $16B in assets over the next 2 years.These are all positive signals.Time will tell if this cooperation will continue.
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,You need to leverage that reputation and results by providing proof – generally through third parties.Case studies and testimonials are a good start.Neglect them and you’ll keep struggling with your marketing.The oil spill is a tragedy that “never should have happened.” That’s the sentiment expressed by BP CEO Tony Hayward during the recent congressional hearing on the Gulf Coast oil spill.Obviously, no one would disagree with him-especially the Americans left to deal with the terrible aftermath.For any business, the inability to get things done is a serious issue.In my research-based book, Closing the Execution Gap: How Great Leaders and Their Companies Get Results (Jossey-Bass/A Wiley Imprint, June 2010, ISBN: 978-0-4705313-0-3, $45.00), I zero in on what I call “The Five Bridges”-a set of characteristics and competencies that make closing the execution gap possible.
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,The variety of tooth brushes and toothpastes available in the market over the past few decades have seen an evolution in their form of existence.Still the function remains same.It’s all about keeping the teeth healthy and oral diseases at bay.Many Dentists in Michigan are of the view that brushing techniques have changed over the years but the basic structure of the tooth brush has remained the same with minor variations.With the introduction of the electric tooth brush brushing for the elderly especially those who are having a problem with handling the tooth brush have taken a flip.One should take care that the tooth brush they are using should not have very hard bristles.
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,However, should there be a reversal I expect that it will happen at 1.2, at the point where the 20 day SMA is currently trading.(click to enlarge)(click to enlarge)Sources: Yahoo Finance/OANDA/Author’s CalculationsWhile I believe a support of 1.2 is more probable, an analysis of Fibonacci retracement trends indicates that a previous reversal occurred at 1.1741, which marks the 50% Fibonacci retracement level.In this regard, I expect support to lie in the range of 1.17-1.2.(click to enlarge)Source: OANDA/Author’s CalculationsThe only time throughout the past ten years in which the USD traded at a significantly higher premium to the AUD was in January 2009, where the pair traded at 1.5662, and in which economic growth in Australia had weakened significantly.
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,He ostensibly responsible for greenlighting the now iconic Apple iPod silhouette ads and the Mac vs.PC campaign.He a mainstay at Apple informational events and has given presentations for Apple in the past, but can sometimes lack the charisma that Jobs brings to each performance.In fact, he had a rather embarrassing interview during the iPhone launch in London last year.Clearly, he need a bit more practice before stepping into Jobs shoes as Apple top salesperson let alone as Apple top executive.Ron Johnson (4) – Ron Johnson came to Apple in 2000 after reaching stardom in retail circles at Target.
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,The NYT makes more than $300 million a year in digital ad revenue, so even a modest decline in pageviews, relative to what the site could have generated sans paywall, can mean many millions of dollars foregone.Against all that, how much revenue will the paywall bring in? A very large number of the paper most loyal readers are already print subscribers, and get access to the website at no extra cost.How many of those people are there? Emily Bell reckons that the number of people who even hit the paywall in the first place is only about 5% of the NYT 33 million or so unique visitors.That 1.6 million people compare the 1.3 million people who already subscribe to the paper on Sundays.
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,Scientists are making regularly now new breakthroughs in understanding of nanotechnology and its applications for the different lithium battery chemistry.Tesla Gigafactory and LG Chem factory will provide the new testing grounds for the mass volume production of the lithium batteries.Lithium Technology has become the industry choice here as well as in Electric Car industry.On the chart below you can see the estimated Trillion dollar industries which are being disrupted by the Lithium Technology.Elon Musk with his Tesla Gigafactory has brought a lot of attention to the Lithium strategic commodity story and Asian companies are coming into the spotlight as well now.
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,However, the algorithm is unaware of the iWatch, the iPhone 6, or any other events in the news that might affect Apple’s stock price.Therefore, it is important to ask if any current events might point to the algorithm being wrong, and the answer is no.Jeremy Quartner, an I Know First Research intern, wrote this article.The author wrote this article themselves, and it expresses their own opinions.The author is not receiving compensation for it (other than from Seeking Alpha).That particular relationship has undergone huge changes since the pair first formed their partnership a decade ago, and could easily be the subject of a book.
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,In fact I don’t ever short stocks.I view a short trade as one designed to lose because there is no limit to how high price can rise, while the price can fall only from where it is to zero, and so while the loss potential is uncapped, the gain potential is limited.If I had to short a stock, I would have to [a] have a high conviction that the company shorted would fail, [b] be influential enough to make others believe as I do, [c] be influential enough to beat the stock to death if the company involved was not co-operating and dying, [d] be financially able to absorb a loss inflicted, if the company refused to fail despite my best efforts.
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,Even you invest more money in building a skyscraper; the long term effect will be more rewarding.- Build a Trading Post.You can compete with your friends or other people who play Simcity BuildIt.You can go and build a trading post.This way you and your friends can interconnect and trade which allows you to buy materials cheaper.This is one of the best Simcity Buildit tips to get cheap materials.If you’ve ever gone through an economics course, or read some kind of book on economics, you’ve probably already been exposed to the “law of diminishing returns”.There are lots of things where production can be increased by adding more of a given ingredient, but eventually you hit diminishing returns/productivity.
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,Like the article, it’s structured dramatically, with a clear beginning, middle and end that holds your audience’s attention through the tension of conflict and the anticipation of resolution.In format, the case study is simplicity itself.Many are limited to just one page — a brevity that makes them especially useful as trade show handouts, direct mail inserts, supplemental pages to Web sites, and as sales collateral that can be faxed to hot prospects.Most are conveniently divided into three or four labeled sections that telegraph the case study structure to readers, guiding them quickly to the happy ending.
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,If you work in an office that shares files over a network, you might think of a server as a computer that holds lots of data.But when it comes to streaming video and audio, a server is more than just a massive hard drive.It’s also the software that delivers data to your computer.Some streaming servers can handle multiple file types, but others work only with specific formats.First, you go to a Web page, which is stored on the Web server.When you click the file you want to use, the Web server sends a message to the streaming server, telling it which file you want.You’ve probably heard of one protocol — hypertext transfer protocol (HTTP) deals with hypertext documents, or Web pages.
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,Place skillet on top of foil.If you are using a tin foil-wrapped brick, place that on top of the sandwich.Making paper Moravian stars is a fun, elegant craft idea.To make one, you will need four strips of paper.Trim each edge so that it slants diagonally, but also has a straight edge.Lay the strips on a flat surface with the top left strip facing up.Fold only the front half of the top left strip down, leaving the back half where it is.Turn 90 degrees and repeat, until all four strips are folded down.On the fourth strip, fold it over and under the previous strips.To tighten the strips, take the two strips on the right in your right hand, and the two on the left in your left hand, and pull gently.
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,Bowflex Extreme is priced at roughly around $2,000.It is quite an expensive piece of equipment but it is sure to bring convenience to people especially if you are going to change from one exercise to another.”No change cable pulley system”: With this machine, you do not have to replace the cables and pulleys if you are going to change exercises.This system will help you focus on your chest more, from your upper chest to your lower chest.You can execute the chest press exercise here, as well as the fly exercises.Leg Exercises: Some people do not focus on their legs because it feels mundane to shift weights where you have to bend all the time.
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,The GRAT donor must survive the term of years established for the income interest, or the value of the gifted asset will be taxed in the donor’s estate at its date-of-death (or alternate valuation date) value, which would cause the appreciation subsequent to the transfer date to be taxed in the donor’s estate.Lionel and Jane are willing to take this risk.In this case, Lionel’s tax adviser suggests that he and Jane each establish a GRAT, with their children as the remainder beneficiaries.He suggests an annuity at eight percent for a term of seven years, at the end of which Lionel will be 62 and Jane will be 59.
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,The model’s forecasts depend on unique trust-specific information (taken from SEC filings), so each trust is forecast separately and has its own unique assumptions.In general:Production is forecast based upon a best fit power function applied to historical well depletion rates and expected future well completions and work overs; published reserves are excludedSales prices are forecast as NYMEX Henry Hub and WTI futures, adjusted for historical spreadsCosts are forecast individually based on prior costs, revenues, production, and inflationTermination dates, terminal value, share subordination, and unique passive income streams are consideredFrom the model’s results, I calculate summary statistics, including forecast internal rate of return, or IRR, and net present value, or NPV.
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,Other related services that you would need to know about include having a transmission flush, wherein clogged transmission fluids are remedied by reversing the normal flow of the transmission fluid through the use of high pressure force.Before you have this type of service, be sure to consult with a professional vehicle service provider that you trust.There are different opinions about transmission flushing, as some experts would say that transmission flushing is highly necessary, while some say that it would cause very expensive damage to your car.An ideal closet typically contains at least one perfect pair of blue jeans.
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,The most experienced shipping companies have established relationships with customs brokers throughout the world, helping your packages clear customs as quickly as possible.Loading and unloading-Whether you’re shipping a car or kitchenware, it’s important to know that the team at the warehouse is properly trained in best practices for loading and unloading all different types of shipments.A good shipping company has company approved loading and unloading procedures outlined in their forwarding logistics program.This minimizes the risk of damage, helping your shipment reach its final destination quickly and safely.
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,Customers who engage with a business once and never return can become invisible to an organization.But, unless they were making a once-in-a-lifetime transaction, such as buying their dream home, odds are, something went wrong.At your company you may find that some one-time customers aren the right fit for you.Others, however, were attracted to you for a reason, and it important to figure out why they didn return.Anyone who has a sound knowledge of Cisco CCNA Routing and Switching is welcomed to gain some more knowledge about this subject and get himself certified by Cisco.The 642-902 Exams Implementing Cisco IP Routing test is taken by Cisco on specific dates which can be found out by visiting its official website.
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,The difference between large and small companies here is that each drug in development means much more (or less) to each company, depending on its size.The stock promptly soared 22% to an all time high.Medivation, however, is not the only company racing to treat prostate cancer.Amgen (NASDAQ:AMGN), the world’s largest biotechnology company, is also working to treat the disease, using its existing Xgeva drug.But on Monday, February 6, the FDA issued some critical commentary on the drug, sending Amgen’s shares down almost 3% initially.The reason is this: after a drug is launched, execution begins to trump the drug’s medical and clinical profile in terms of what is more material to a company’s success.
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,If this is just the beginning of the great leverage unwind, then the pain will be tremendous when it really gets going.The conclusion that I reach when looking at the vertical takeoff of debt in the early 1980 is that this country has been living a lie of false prosperity.The huge McMansions, luxury cars, high tech gadgets, granite kitchens homes, and exotic vacations were purchased with debt.These are depreciating rapidly and consumers and companies are desperately selling assets to pay down the debt that is strangling them.is $50,233 today.It was $50,577 in 2000 when George Bush took office.
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,”After successfully beta testing the technology, we began offering E-Bolt in March 2001 and the response has been overwhelmingly positive.Census Bureau, the national average for tenant turnover is approximately 60-70% for multiunit dwellings.As a result, the cost of re-keying or replacing deadbolts whenever a new tenant moves in can be significant for property owners.The E-Bolt key management system will initially be sold through the residential after-market and new construction channels.Schlage has been the world leader in residential and commercial security for more than 100 years and is part of IR’s Security and Safety Sector.
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,”Nigiri sushi is just seaweed, rice and fish.There is no fat, just a focus on freshness.”With sushi, there are very few surprises.EdamameWhole, steamed pods of soybeans may be fresh or frozen, but both make an equally tasty and nutritious way to kick off your meal, with only 3 PointsPlus庐 values per cup.”Any time you can get a plant-based protein, go for it,” says Henderiks.Cubes of tofu and seaweed add some substance to this flavorful broth, which delivers a PointsPlus value of just 3 per steaming cup.”When you see clear soup, you know it’s OK,” says Henderiks.Noodles generally equal bad news, but Japanese soba is a rare breed made from buckwheat, which has no relation to actual wheat.
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,The iPad with Wi-Fi + 4G model you purchase is configured to work with a particular mobile network technology.The article lists a lot of transactions that have occurred just this month:Apple cultists may want to take notice that the top brass at Apple clearly does not believe that Apple stock is going to $1,000 a share, otherwise they would not be selling.It doesn’t matter whether it’s part of a 10b5-1 or other transactions.Now these words are being associated with Apple investors.But maybe there is some merit to this.Last Friday I wrote an article that brought out the fact that the new iPad was a data hog.
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,Any irritation and inflammation in the middle of the year can ultimately lead to deafness for which the astrology has some combinations.Deafness is a major disease but comes under the ear disease.Apart form 3rd house (right ear) and 11th house (left ear) other houses namely 9th, 8th, 6th, 5th and 12th also come in picture when the planets therein aspect either 3rd or 11th.Internal ear disease is the most difficult to diagnose and diagnose become more difficult with involvement of Rahu.Under medical astrology the internal part contains a Cochliar nerve which carries the sound and speech.Any injury to this part can cause Cochliar nerves which carry the sound-sensation to brain and thus causing trouble in sound and speech.
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,It’s really hard to imagine that anything could be the same again.” In his view, unrestricted time travel could change life as we know it so dramatically that we wouldn’t even recognize it.Because chronology would have no meaning, we couldn’t easily tell if something happened before or after, was a cause or an effect, and we would lose the ability to predict rationally the outcomes of our actions.Timothy Olyphant is a great actor who is well know for his tough lawman roles as Seth Bullock in HBO’s Deadwood and Raylan Givens in FX’s Justified.What he is perhaps less known for is his voice roles.
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,The statement is purely about the graphic design studio, at most implying that its clients can get graphic design so good that it wins awards.If that is the best promise this studio can make, then how many prospective clients for graphic design consider the chance for the designer to win an award as a compelling reason to purchase design from them? Chances are, the market’s values lie elsewhere.Better to use something like Leaders in stationery design since 1999.Example 3 commits the blunder of not appealing to a specific market.Generally, children are oblivious to clothing trends, only noticing and following them unconsciously.
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,Importantly, she discovered the link between high cholesterol and clogged arteries, which helped advance the study of heart disease.She also studied the effects of sugar on arteries, and cigarette smoking on lung tissue.Daly established a scholarship fund for black students at Queens College in 1988.She graduated high school in only two years, then earned a bachelor’s degree from Hunter College and a medical degree from Howard University before accepting an ophthalmology fellowship at Columbia University.It was during this fellowship that Bath’s research uncovered some staggering statistics: When compared with her other patients, blacks were eight times more likely to develop glaucoma and twice as likely to go blind from it.
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,Describe the management of NIF.NIF is managed fully by Glencore through the agreements explained below.All management are Glencore employees.NIF has independent trustees who are responsible for looking after the best interests of the unitholders.9.When did Glencore assume Noranda Inc.’s portion of the agreement? Noranda Inc.acquired Falconbridge, Inc.in June 2005 and changed its name to Falconbridge.In less than a year, Falconbridge was acquired by Xstrata in August 2006.Glencore’s acquired Xstrata, Inc.They were good soldiers and we will miss their buttery soft familiarity and much admired drape, but an inch or two extra around the middle was needed.
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,In Navamsha, the Jupiter and Sun gets together in the Sign Pisces aspected by Mars giving the native the needed courage and -strength to run the big show.Even otherwise, the native was bound to have knowledge of various Shastras including for medicines as the Moon at birth was in Arries in ‘Aswini’ who is well known to make the native doctors, chemists or manufacturers of medicines.The Moon also gets to exaltation sign in Navamsha.Briefly, the Moon in trine aspected by benefic Venus is capable of giving wealth and he gets precedence over others and at same time, the native is known for ‘humility’.
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,Placement of Venus in a horoscope, its association with other planets and the aspects it receives from other planets play an important role in judging whether it gives positive or adverse results in marital life.To cite an example, Venus conjunct with debilitated Mars and receiving aspects from Saturn and Rahu will produce negativity in relationships and carnal pleasures.Various other factors like its placement in Navamsa, position of its star lord etc.will throw light on the fact whether it is a genuine, affectionate bondage or mere infatuation.Horoscopes with well-defined planetary positions are easier to discuss.
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,Blogs, In-person events, case studies, videos, and webinars were amongst the various other tactics preferred by most successful marketers.Producing high-quality content requires a wide range of skills, capabilities, and expertise.Content marketing teams must be ready to face challenges involved in conceptualizing, creating, crafting, executing, promoting, and measuring content.Content marketing is bound to be the top priority for marketers in future and they should focus on allotting a sufficient amount from their budgets for content marketing.Nearly 61% of less effective marketers face challenge in producing engaging content compared to 35% of most effective marketers.
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,The insect-species confined to sea-coasts, as every collector knows, are often brassy or lurid.Plants which live exclusively on the sea-side are very apt to have fleshy leaves.When a variation is of the slightest use to a being, we cannot tell how much of it to attribute to the accumulative action of natural selection, and how much to the conditions of life.Instances could be given of the same variety being produced under conditions of life as different as can well be conceived; and, on the other hand, of different varieties being produced from the same species under the same conditions.Such facts show how indirectly the conditions of life must act.
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,It typically doesn’t take more than a week to sell and reload at a profit.Conversely, when he issues a sell on a company that I know well and own, I can always add to my position after the selling subsides and have always made money when the stock rebounds.This strategy takes longer to yield profits but it always does.Note: I don’t know if this works for all of his recommendations but it has worked historically for the stocks I own and trade.In the case of AAU, Mr.Cook’s reasons for initiating the “sell” were not really based on any fundamental changes in the outlook for the Tuligtic Project or the company.
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,Method of Payment.In order to obtain a favorable ruling, any plan of deferred compensation must define the time and method for payment of deferred compensation (Section 3.01(b), Rev.Typically, payments from excess benefit top-hat plans supplement payments from a qualified pension plan.Qualified benefit plans generally permit an employee to elect the form of payment upon retirement — whether in the form of a life annuity, a joint-and-survivor annuity, fixed period of years, etc.Employees generally prefer to elect to receive payments on a basis similar to the qualified plan payments.(3) Since top-hat plans are established for a select group of employees, the employees’ ages upon entry into the plan will vary dramatically.
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,Both these intelligences depend on our psychology and personality.By developing these, we can build affective area in our society, profession and family.To develop these first we should have self-awareness skills, emotional control and emotional motivation.Secondly, we should formulate skills of empathy and social skills.Management of emotions, requires developing the capacity to intervene voluntarily in them, this means to manage and not to deny them.It is important to understand that every emotion should be regulated.By controlling our self we can control our emotions and impulses.This allows us to think, before acting.
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,The Democrats delivered 3 presidents who ruled a combined 14 years.The Republican Presidency translated into percentage debt increases of 49.9 percent net (see last column in the table), or an annualized increase of 1.78 percent.The Democrat Presidency translated into a percentage debt increase of 6.3 percent net (see last column in the table), or an annualized increase of a mere 0.23 percent.The problem of the US is not their health care or social security, it is the facilities for the rich and their defense spending.What about Global Security? Are we blind? Don’t we see that without that spending the world would be an enormously dangerous place? That is what a lot of rightist politicians and other interested people might ask us.
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,This should give us the hope and the knowledge that we can make it through any problems that we have.As Christians, we know that we have CHRIST behind us.He will strengthen us and help us deal with whatever we will face.So although God might not be able to prevent all bad things from happening to us, He WILL help us get through those trials.The process of water transfer printing also known as wassertransferdruck is becoming more popular amongst different industries that want to have their products decorated easily and in a timely manner.The original use for this method of 3D printing was for camouflaging guns and different machineries for the military.
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,31, 2030, or when the underlying fields have produced a cumulative total of 10.6 million barrels of oil equivalent output.Once either condition is met, the trust will dissolve and cease to exist.All rights to these fields reverting to the trust sponsor, the privately-held VOC Energy Partners LLC.VOC Energy Trust focuses on mature fields that entail little to no exploration and development risk.On average, the fields in the VOC Energy Trust have been in production for more than 38 years; the sponsor has a long history of well data to draw on when it estimates the rate at which production will decline.
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,click to enlarge Cointegration ADF hypothesis test results versus the SPY, updated monthly, will be provided in the forthcoming ETF Rewind nightly newsletter.(NYSE:MED).Safeway Inc.See Tackling Big Data for ETFs for more detail.When a fund’s holdings are volatile, that volatility will translate to the value of the fund.First Trust Consumer Staples AlphaDEX Fund (NYSEARCA:FXG) has SWY as its largest holding.In fact, it gets my top ranking in my Sector Rankings for ETFs and Mutual Funds report.Mutual funds often take weeks or months to disclose their holdings.Many articles have been written about how that lack of transparency allows mutual fund managers to window-dress their holdings at the end of reporting periods.
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,At issue was whether the gain triggered by the liquidating distribution under Sec.336 was properly taxed to the QSST or the income beneficiary.It is important to note that, in this particular case, the QSST incurred a capital loss as a result of the liquidation, which was increased as a result of additional basis for the Sec.336 gain.A finding that the income beneficiary should be charged with the Sec.Because any [sections] 336 gain or loss is triggered by the liquidating distribution, it constitutes one of the tax consequences of a disposition of stock by the QSST for which the QSST beneficiary is not treated as the owner of stock.
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,click to enlarge Cointegration ADF hypothesis test results versus the SPY, updated monthly, will be provided in the forthcoming ETF Rewind nightly newsletter.(NYSE:MED).Safeway Inc.See Tackling Big Data for ETFs for more detail.When a fund’s holdings are volatile, that volatility will translate to the value of the fund.First Trust Consumer Staples AlphaDEX Fund (NYSEARCA:FXG) has SWY as its largest holding.In fact, it gets my top ranking in my Sector Rankings for ETFs and Mutual Funds report.Mutual funds often take weeks or months to disclose their holdings.Many articles have been written about how that lack of transparency allows mutual fund managers to window-dress their holdings at the end of reporting periods.
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,I have introduced the rule called “comply or explain.”Amongst listed companies in the last one year, the number of companies which opted to have outside directors increased by 12 percent.In the past year, corporate tax rates have been cut by 2.4%.Another term in office might give Abe time to make a difference, but his ill-conceived decision to increase the sales tax earlier this year had a disastrous impact on GDP – Q2 GDP was -7.1%.A further increase from 5% to 8% was scheduled for October 2015 but has now been postponed until April 2017 – as a palliative to the “deficit hawks” the increase will be from 5% to 10%.
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,The risk is real, despite being underappreciated on street and downplayed by management.Given the potential combination of housing headwinds and potent protectionism, we wonder who exactly is buying shares of LL near 30x earnings.For what it worth, it would seem that at least one other shareholder agrees with our assessment Chairman and Founder, Tom Sullivan, has sold approximately 75% of his ownership stake since going public in 2007.American Sign Language is a visual language that incorporates gestures, facial expressions, head movements, body language and even the space around the speaker.Hand signs are the foundation of the language.
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,This means, making him accountable to all the things he has done in the past.Never make excuses for him and never turn a blind eye when it comes to his alcohol dependence.You also need to set limits for him and get these limits come across by acting on them.Set activities.Create activities that you and the alcoholic can participate in.Start by asking what the alcoholic interests are.Knowing his interests is essential, as you need to suggest activities that will get his attention.The last thing you want to do is bore him out so take boxing classes together, for example, if boxing is what he wants.
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,Looking at the VIX term structure for the day, we find the following:Spot VIX: 16.70 to 18.03 (+7.19%)Aug Futures: 18.6 to 19.50 (+4.84%)Sep Futures: 20.65 to 21.22 (+2.76%)Ok, since VXX right now is about 50/50 Aug/Sep futures, we are much closer to the average movement of the two futures at 3.8%.To account for the difference between this average and VXX’s performance of 2.16%, we can attribute that to the cost of rolling front month futures into next month futures over time.As we get closer to the VIX August futures expiration date, the August futures are sold and September futures bought, which causes a daily roll cost due to continued Contango.
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May 3, 2015 at 7:43 pm (10 years ago),On many occasions we have spoken of the paramount role that wholesale flowers have within wedding decoration and even grooms’ boutonnieres.The effort, which supports the National Guard, Reserve and Active Duty deployed and at home military Units and their families, began in November 2004 and has grown every year since.It is not just the Soldiers, Sailors, Airmen, Marines and Coast Guard members that are affected when they are deployed and away from home but also the families who are left behind.The mission of Yellow Ribbon America is to provide anational community based framework to helporganize America cities and towns, to deliver immediate and direct supportfortheir localdeployed military personnel and the families who are left behind.
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,The author is not receiving compensation for it (other than from Seeking Alpha).The stunning Coral Bark Japanese Maple has some of the most striking features of any Japanese maple around.The intense coral red bark and stems contrast beautifully against just about any backdrop.The newly emerging Spring stems push out intense coral red shoots and the foliage comes out as light yellow green and edged in red then it slowly changes to a soft green for the Summer then finally changes to a dazzling display of bright golden amber in Autumn.Acer palmatum ‘Winter Flame’ Is another slow growing dwarf reaching about 9-10 feet tall.
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,I lost money and wasted countless opportunities to invest that money on other equities.invest in an S ETF then.or a IWM short.he told you how and what he invests in right from the start before you ever paid a penny.you chose to pay him and invest your money based on his methodology.and then you throw outside hindsight 20/20 as well as lost opportunities and say how you would have been much better off? horrible way to think and go forward.stick with what you want and your own timeline.Obviously, after a consideration, I thought it was wise to keep my previous positions and only invest my free cash available (ca.$30.000) during that time using Mark’s methodology.
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May 3, 2015 at 7:45 pm (10 years ago),According to the company, there is a huge potential for prepaid cards in the country as Filipinos have been used to similar transactions in telecommunications.In 2012, debit and prepaid spending recorded a 25% increase compared to 2011.Out of the total cardable opportunity of $1.4 billion for prepaid cards, around 56% is accounted for in Asia Pacific, with the bulk of that coming from Filipino workers abroad sending money home, contributing around 28% of the prepaid market.Additionally, the growing e-commerce business in the country, which grew by 25% last year, will help Visa post double-digit growth.
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,The ultimate purpose of such mergers is almost always to save as many jobs as possible.As a pair-trader you have to fall in love with this custom because the odds of waking up in the morning and finding one of your shorts has been bid up 30% before the open is almost zero.Although I not aware of it happening recently, it used to be common for Japanese acquisitions to be arranged at prices that were well below the prevailing market.We called these happy situations the take-under.Finally, there is the dirth of venture capital in Japan which makes it so difficult for new companies to emerge.Amongst the largest 100 US corporations, a dozen were start-ups less than two decades ago.
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May 3, 2015 at 7:47 pm (10 years ago),When studying about electricity, one of the science experiments that you can do is make an electrical circuit.An electrical circuit is where the electric current travels on a closed circuit.The electricity then travels through the terminals and the energy is consumed by an object such as a light bulb.Making your own electrical circuit is not as hard as you think.The things that you will need for making this project are a switch, a light bulb holder, a light bulb and a size D battery.You can get these materials from your local hardware store.Set up the electrical circuit.Place all the supplies that you need on your work area.
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,I am not receiving compensation for it (other than from Seeking Alpha).Apple (NASDAQ:AAPL) just announced another stupendous quarter.Revenues were up 82 percent to $28.6 billion, it sold 20 million iPhones , but it also sold 9 million iPads.The iPad sales outpaced every other product.iPad unit sales were up 183 percent, growing even faster than the 142 percent growth of iPhone unit sales.Revenues for iPads and iPad peripherals reached $6 billion (up 179 percent), which is more than the $5.1 billion Apple made from desktop and laptop Mac computers.Asked on Tuesday earnings call whether iPad sales are cannibalizing Mac sales, Apple COO Tim Cook responded: customers chose to purchase an iPad instead of a Mac, but even more decided to buy an iPad over a Windows PC.
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,Greece just voted to abandon austerity, which will may well lead to loan defaults and an abandonment of the euro.Could Spain be next? Then Italy? Span is at 24% unemployment, Italy at 15%.Think they will want austerity any more than Greece? How long can they hold out?2.The stock market has sold off since the ECB announced QE.Too little, too late, the US market is saying.bond fund manager, Jeff Gundlach, and Forbes contributor Raoul Ruparel.3.PG, MSFT).The strong dollar will also take its toll, as I think we are already seeing with the likes of PG, MSFT, and big 4 banks.Only healthcare and telecom are expected to break 10% this quarter; last quarter the entire S was above 10% growth.4.
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,I wrote this article myself, and it expresses my own opinions.I am not receiving compensation for it (other than from Seeking Alpha).This morning, I listened with some element of disgust to a segment on the Today Show that brought up whether or not people should get upset when their spouse snoops through their email or phone.My husband doesn do this, but he certainly may see my email or a text or photos that are on my phone.I don have any problem with him seeing the things that are happening in my life.I don expect my husband to go through my email to check up on what I doing, nor do I worry about him finding something if he does need to go into it to find something for me when I can get to it.
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,The regular ETF that tracks natural gas (NYSEARCA:UNG) has made seven big moves in both directions over the past year.With this type of volatility, and the size of the moves the natural gas makes, a leveraged ETF that seeks to double the daily return of natural gas will see greater distortions because of how volatile the underlying commodity is.While we have seen a recent uptick in natural gas futures due to a streak of colder-than-expected forecasts, there are still concerns over inventory levels and the fact that the coldest part of the year is already behind us.I think that this short term run-up will lead to increased volatility in the commodity and now is a good time to put this trade on.(click to enlarge)Pair #2Direxion Daily Energy Bull 3X Shares (NYSEARCA:ERX)Direxion Daily Energy Bear 3X Shares (NYSEARCA:ERY).(click to enlarge)These ETFs seek to triple the daily return of the Energy Select Sector Index.
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,If they did, PPACA would have a public option and there even be full Medicare eligibility for people 55 and older.Both of these polled extremely high.Anyway, I part of the public which would indeed blame the GOP for the budget impasse, with their loyalty oaths to Grover Norquist and not to the United States of America.I blame them also for essentially refusing to govern, blocking the passage of routine bills needed to keep the country running and abusing the filibuster and House rules.The poll is a low information poll, and as such I not sure how predictive it is of the public response to the negotiations.
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,Scientists are making regularly now new breakthroughs in understanding of nanotechnology and its applications for the different lithium battery chemistry.Tesla Gigafactory and LG Chem factory will provide the new testing grounds for the mass volume production of the lithium batteries.Lithium Technology has become the industry choice here as well as in Electric Car industry.On the chart below you can see the estimated Trillion dollar industries which are being disrupted by the Lithium Technology.Elon Musk with his Tesla Gigafactory has brought a lot of attention to the Lithium strategic commodity story and Asian companies are coming into the spotlight as well now.
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,However, the algorithm is unaware of the iWatch, the iPhone 6, or any other events in the news that might affect Apple’s stock price.Therefore, it is important to ask if any current events might point to the algorithm being wrong, and the answer is no.Jeremy Quartner, an I Know First Research intern, wrote this article.The author wrote this article themselves, and it expresses their own opinions.The author is not receiving compensation for it (other than from Seeking Alpha).That particular relationship has undergone huge changes since the pair first formed their partnership a decade ago, and could easily be the subject of a book.
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,If you work in an office that shares files over a network, you might think of a server as a computer that holds lots of data.But when it comes to streaming video and audio, a server is more than just a massive hard drive.It’s also the software that delivers data to your computer.Some streaming servers can handle multiple file types, but others work only with specific formats.First, you go to a Web page, which is stored on the Web server.When you click the file you want to use, the Web server sends a message to the streaming server, telling it which file you want.You’ve probably heard of one protocol — hypertext transfer protocol (HTTP) deals with hypertext documents, or Web pages.
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,The GRAT donor must survive the term of years established for the income interest, or the value of the gifted asset will be taxed in the donor’s estate at its date-of-death (or alternate valuation date) value, which would cause the appreciation subsequent to the transfer date to be taxed in the donor’s estate.Lionel and Jane are willing to take this risk.In this case, Lionel’s tax adviser suggests that he and Jane each establish a GRAT, with their children as the remainder beneficiaries.He suggests an annuity at eight percent for a term of seven years, at the end of which Lionel will be 62 and Jane will be 59.
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,If this is just the beginning of the great leverage unwind, then the pain will be tremendous when it really gets going.The conclusion that I reach when looking at the vertical takeoff of debt in the early 1980 is that this country has been living a lie of false prosperity.The huge McMansions, luxury cars, high tech gadgets, granite kitchens homes, and exotic vacations were purchased with debt.These are depreciating rapidly and consumers and companies are desperately selling assets to pay down the debt that is strangling them.is $50,233 today.It was $50,577 in 2000 when George Bush took office.
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,The iPad with Wi-Fi + 4G model you purchase is configured to work with a particular mobile network technology.The article lists a lot of transactions that have occurred just this month:Apple cultists may want to take notice that the top brass at Apple clearly does not believe that Apple stock is going to $1,000 a share, otherwise they would not be selling.It doesn’t matter whether it’s part of a 10b5-1 or other transactions.Now these words are being associated with Apple investors.But maybe there is some merit to this.Last Friday I wrote an article that brought out the fact that the new iPad was a data hog.
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