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,The anti-bacterial and anti-viral product line used to bring in big business for GlaxoSmithKline (NYSE:GSK), but revenues have decreased 51% since 2009 to come in below $3 billion in 2013.In contrast, ViiV Healthcare, their 2009 spinoff human immunodeficiency virus (HIV) collaboration with Pfizer (NYSE:PFE) only slowed down 14%, and in fact posted a 1% gain from 2012 to 2013.GSK’s anti-infectives are led by aging workhorses: the broad-spectrum antibiotic Augmentin ($989 million in 2013; $728 million for the 9 months ending September 30, 2014); Epivir-HBV/Zeffix ($286 m/$212 m) and Valtrex ($352 m/$184 m) for genital herpes.
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,10:24 AM”Are you sure?”Am I sure of what? Every statement in this piece is a fact.Yes, a portfolio with a 40% long Treasury allocation over the 10 years outperforms this fund.I could say that about just about every equity fund in existence!Re the Yahoo data, FPCGX was not listed anywhere and thus did not have a public quote until Jan 2003.Morningstar has all the prices back to January 1, 2002.Yes, a 60/40 portfolio is less volatile over the period, but that is comparing an apple to an orange.Jan 9, 2012.07:23 AM”Liquidating the bad investments may be good in terms of efficiency,.”The implication being that any OTHER solution is INefficient and therefore wastes resources.
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,鈥?BI vendors need to work with the pharmaceutical companies to identify areas or patterns where the costs can be reduced and educate the pharmaceutical companies about the advantages of moving towards adopting easy to use and prepackaged pharma-specific BI solutions.Key findings from this report 鈥?The BI market in the pharmaceutical industry was worth around $495m in 2009, and is forecast to grow to $555m by 2012.鈥?Besides achieving operational excellence, pharmaceutical companies are investing in BI implementation in technical areas, such as to improving research and clinical performance, resource management, sales force tracking and regulatory compliance reporting.
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,Mayer loses a chance (albeit one with low odds) to go down in history as the CEO who brought Yahoo back from the dead.The cross holdings and the confusion they breed among investors is both an ally and a hindrance, an ally because it is one reason why the stock (in my view) is mispriced and a hindrance because it may take a while for the mispricing to become evident.Alibaba’s IPO may seem an obvious catalyst, but market corrections don’t always follow the logical path.The tax issue is a nagging problem, but the company seems cognizant of the tax overhang and negotiated with Alibaba to reduce the number of shares that it would have to sell after the IPO.
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,Buy Yahoo, Sirius XM, Pandora or something else really, really big.That’s what Microsoft (NASDAQ:MSFT) does and that’s why people laugh at them.Some of this ill-advised M might have something to do with MSFT’s less-than 10% share price increase over the last two years.Not bad, but not Apple.I do not understand why Apple shareholders, especially the ones who actually go to the bloody shareholder meeting every year, want to turn this company into every other inferior company on Earth.Let a roaring dog roar.Disclosure: I am long AAPL, P.Apple (NASDAQ:AAPL) CEO Tim Cook was recently spotted in Beijing visiting an Apple store there.
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,As Sobon explained:That begs the question, what’s wrong with the REITs? Since it is Sherlock Holmes’ business to know things that other people don’t know, I’m going to put on my Sherlock Holmes cape and cap, light my pipe, take out my magnifying glass and pretend that I’m telling what I know to Dr.Watson, my dimwitted associate who marvels at my magnificent and unparalleled ability to solve a mystery such as the one called, “What’s wrong with the REITs?”Sobon did a thoughtful analysis on the conundrum related to REIT valuations and I support his hypothesis that ETFs have been big contributors to the sell-off in REIT-dom.
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,Rowe Price International, T.Rowe Price Stable Asset Management and T.Rowe Price Global Investment Services.The company accumulates the assets under management from a diversified client base.T.Rowe Price Group Inc.also manages a broad range of American, Asian, European and other international mutual funds.These, along with other investment portfolios are designed to meet different and constantly changing demands of clients.New funds are regularly introduced to deal with the fast changing environment and to outperform the competitors.(click to enlarge)(Source: CSI markets)There are three major sources of income for the T.
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,Inflation was a bigger problem than most people expected last month, but at the same time, the drop in oil prices provides hope for the future.3.Eurozone Data – The Eurozone economy, on the other hand, is getting worse and still has a ways to go before it hits a bottom and begins to recover.This morning, we learned that for the first time in more than 10 years, the Eurozone economy contracted.The economic storm that has been brewing around the world has hit Germany hard.I expect further misses in Eurozone data in the coming months.4.Fed Fund Futures are pricing in a 34 percent chance that US interest rates will be increased before the end of the year.
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,Schmidt acting as a mole inside of Apple doesn’t say much for Schmidt either, but Steve Jobs should have had some idea what was likely to happen.There was AntennaeGate, an engineering blunder of the first magnitude that was at first covered up and the solved with the mandatory “bumper” for $20.So much for the vaunted Apple engineering department.Do these guys even try their own products?How about the Maps debacle? Apple management was so intent on revenge against Google that they shot themselves in the foot over Google Maps.That reminds me of the comment about revenge; “Revenge is like you taking poison, expecting the other guy to die.”There have been features that have been more or less “thuds”.
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,Overall, this leveraged ETF has a cumulative percent daily variation of -25.87% for the period Jun 2006 – Feb 2014.Owning SSO for the life of the ETF would have resulted in a gain of 121.54% vs 73.70% for SPY, significantly less than the 2X gain one might expect.Each has been backtested to 1990 (24 years) and passed a number of important tests, including independent timeframe tests.While they are quite effective the current state of the art is a daily, closing price timing model that gets the direction correct about 54% of the time and that coupled with about a 0.10% positive difference between the average daily gain and the average daily loss generates a very nice multiple vs the index modeled.
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,Noranda Inc.received C$225 million in proceeds in exchange for 45% of the fund; the IPO valued NIF at C$500 million.Noranda Inc.transferred the facility to NIF and signed an agreement to supply 100% of the fund’s zinc concentrate requirements for processing for 15 years (the “SPA” or “Supply and Processing Agreement”) until May 2017.In 2002, the SPA began with a processing fee of C$0.352 per pound of zinc metal and had a 1% price increase per year and an adjustment for cost inflation.The initial price as contemplated in the SPA was considered the market price for processing zinc in 2002.The current price paid under the SPA of C$0.40 per pound of zinc metal is approximately 50% above current market rate.
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,As can be seen below, by that time, the USD/MXN had begun to post a positive relationship with the UST 10-year yields (fear of global liquidity drying up and associated emerging markets selloff).It could have been a temporary relationship instigated by the Fed taper announcement, but it seems to have stuck, at least for now.(click to enlarge)As can be seen in the right hand chart, the USD/MXN vs.UST 10-year yield correlation is sensitive to the US Treasury yield momentum.As can be seen below, the USD/MXN would be the third pair to have its correlation with the S 500 converge towards zero.I also stressed that the correlation between US yields and the pair was linked to the momentum of US yields.
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,Whether implemented in phases or whether preceded by cascading rhetoric and jawboning, the Bank of Japan could have mitigated at least some of the rapid weakness in the currency.Moreover, poor economic numbers driven by a sales tax increase earlier this year serve to further weaken support for the Japanese yen.The 115 to 120 level on USD/JPY is interesting because this is exactly where Japanese companies reportedly wanted the government to step in to intervene to strengthen the currency.Currency weakness is fine for making exports more attractive to foreign customers but it can come back and bite a nation like Japan that imports a lot of commodities.
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,Included in the BrownStone Solutions product line is its core product, the DataDictionary/Solution (DD/S), a fully extensible repository and workbench; as well as solutions for databases such as DB2, Oracle, Sybase, and SQL Server; languages such as COBOL, PLI and Assembler; CASE tools such as Bachman Analyst, KnowledgeWare’s ADW, Intersolv’s Excelerator, Texas Instrument’s IEF and LBMS’s System Engineer; and visual programming environments such as Powersoft’s PowerBuilder.The acquisition of BrownStone is an integral component of PLATINUM’s open enterprise systems management (OESM) strategy.OESM ties together critical management functions of both MVS and “open” client/server systems.
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,Previously the largest screen size that an Apple phone had was 4 inches.This bending of iPhones is certainly a big PR problem for the firm and Samsung, Apple’s biggest competitor, will likely try to capitalize on this by making one of its clever commercials.The company has already poked fun at Apple for taking so long to create a smartphone that is in the 5-inch range.Antennagate was the problem that Apple’s iPhone 4 had with dropped calls.In the end, the company still had record iPhone sales.It cost the company $175 million in deferred revenues to buy consumers free cases to prevent the calls from being dropped.
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,Zechariah speaks in verse 10 of the shouts of joy taken up by the righteous when the Lord comes in judgement upon the nations.Thus, the prophetic command to “Hush!” draws the fourth and most important connection: the connection between human silence and God’s holiness.When confronted with the awesome and Holy character of God, we are amazed, astounded, stupefied, and very, very silent.When a finite and sinful man enters the presence of an infinite and holy God, a cosmic confrontation takes place.There, as in the vision of Isaiah 6, stands a God thrice holy, at whose voice universes leap into being, by whose breath worlds are melted away.
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,If inflation steepens, household consumption may pullback due to rising prices if wages don’t rise in response.This is why economists focus heavily on real GDP growth, because it excluded gains in GDP that were driven purely by inflation.The lack of population growth has a negative impact on real GDP over the long-term.First is the wealth effect, causing high-risk assets to exhibit further appreciation.The vast majority of the asset purchase is composed of Japanese government bonds.This should result in export growth, which will have a positive impact on GDP.An effective currency arbitrage would involve borrowing cash from Japanese banks, and investing it into US-based capital expenditure spending.
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,It is clearly tougher to defend intellectual property against a fellow US technology company.The patent case win against Samsung in the US is irrelevant as it does not settle the Operating System battle.The Apple software design advantage will evaporate over time.The App designers will also become platform independent like Facebook (NASDAQ:FB) and Twitter already are.It will neither matter whether Apple has 5 million Apps, while Windows 8 only has 50,000.The Apple margins will not turn into HP margins overnight, but the trend will become clearer over the next couple of quarters.An investment fund that follows the MSCI world index has 2.5% of its portfolio invested in Apple in order to maintain a neutral weight.
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,On the The second argument to counteract the lack of assumption-driven growth is growth via ‘diversification’.Some Florida firms, such as United Insurance (NASDAQ:UIHC), Universal Insurance (NYSE:UVE) and to a lesser degree, Federated National (NASDAQ:FNHC), have begun underwriting in other states.HCI and Heritage Insurance (NYSE:HRTG) have not made the leap.On the call, Mr.Patel stated that HCI will not underwrite elsewhere, (although they have in the past); they intend on diversifying outside of insurance.If shareholders want to invest outside of insurance, they can do so in vehicles with appropriate management teams.
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,In particular, we would expect Yahoo to trade at a much lower revenue multiple than its competitors.To get an adjusted revenue growth, we plotted EV/Sales against revenue growth for all internet stocks in the chart below: (click to enlarge) EV/Sales versus Expected revenue growth: Internet software services There are outliers in this relationship, with higher revenue growth companies trading at higher multiples of revenues.(Twitter (NYSE:TWTR) is one of the outliers in the graph, but this graph was prepared before Twitter’s fall from grace last week.EV/Sales Yahoo = -0.94 + 21.21(.01) + 15.06 (.0902) = 0.63 Applying this multiple to Yahoo’s revenues ($4.672 billion) yields $2,948 billion for Yahoo’s enterprise value, and adding the cash balance ($4.6 billion) and subtracting out debt (1.6 billion) yields a value of equity of $5.9 billion.
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,VOC’s ROI is 7.6%, which is 3rd-best among all trusts.However, those considering an investment should note that VOC’s royalties will expire in Dec.2031 and yield no terminal value.The higher trailing yield (13.1%) and terminating royalty could cause VOC to have greater fluctuation in market price than other trusts.PER still has a substantial number of wells that will be added, but the distribution is likely to stay flat and then decline precipitously.SDR still has additional wells to be completed, but the performance of the existing wells has been abysmal (see my SDR article).Like VOC, MVO offers $0 terminal value and a trailing yield around 13%.
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,Acquiring from the branded drug company helps Tribute market the product with the already built reputation of Novartis.And while perhaps not meaningful for Novartis, it is highly significant for a small-cap company such as Tribute.CAMBIA, owned by Nautilus Neurosciences Inc., was pre-launched in Canada to neurologists and headache specialists in October 2012 and more broadly launched to Primary Care Physicians (PCPs) in February 2013.The United States and Canadian rights to CAMBIA were recently acquired by Depomed, Inc.(NASDAQ: DEPO) through the acquisition of Nautilus Neurosciences, Inc.Tribute is currently in an exclusive Canadian sub-licensing agreement with Depomed Inc.
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,That fits tightly with its name and is roughly similar to GGN’s allocation.GNT, however, has more leeway in its security selection, putting another 15% of assets in the specialty chemicals, agriculture, and machinery sectors.This is likely the reason for the very slight difference in the naming of these two closed-end funds.(Note the switched places of natural resources and gold in the two names.) What it means for investors is that GNT is a bit more diversified.That can be a good thing on one hand, but also tells you that this CEF isn’t a pure play precious metals and energy fund.If that’s what you are looking for, you’re better off with GGN or some other option.
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,Mayer loses a chance (albeit one with low odds) to go down in history as the CEO who brought Yahoo back from the dead.The cross holdings and the confusion they breed among investors is both an ally and a hindrance, an ally because it is one reason why the stock (in my view) is mispriced and a hindrance because it may take a while for the mispricing to become evident.Alibaba’s IPO may seem an obvious catalyst, but market corrections don’t always follow the logical path.The tax issue is a nagging problem, but the company seems cognizant of the tax overhang and negotiated with Alibaba to reduce the number of shares that it would have to sell after the IPO.
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,Buy Yahoo, Sirius XM, Pandora or something else really, really big.That’s what Microsoft (NASDAQ:MSFT) does and that’s why people laugh at them.Some of this ill-advised M might have something to do with MSFT’s less-than 10% share price increase over the last two years.Not bad, but not Apple.I do not understand why Apple shareholders, especially the ones who actually go to the bloody shareholder meeting every year, want to turn this company into every other inferior company on Earth.Let a roaring dog roar.Disclosure: I am long AAPL, P.Apple (NASDAQ:AAPL) CEO Tim Cook was recently spotted in Beijing visiting an Apple store there.
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,As Sobon explained:That begs the question, what’s wrong with the REITs? Since it is Sherlock Holmes’ business to know things that other people don’t know, I’m going to put on my Sherlock Holmes cape and cap, light my pipe, take out my magnifying glass and pretend that I’m telling what I know to Dr.Watson, my dimwitted associate who marvels at my magnificent and unparalleled ability to solve a mystery such as the one called, “What’s wrong with the REITs?”Sobon did a thoughtful analysis on the conundrum related to REIT valuations and I support his hypothesis that ETFs have been big contributors to the sell-off in REIT-dom.
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,Inflation was a bigger problem than most people expected last month, but at the same time, the drop in oil prices provides hope for the future.3.Eurozone Data – The Eurozone economy, on the other hand, is getting worse and still has a ways to go before it hits a bottom and begins to recover.This morning, we learned that for the first time in more than 10 years, the Eurozone economy contracted.The economic storm that has been brewing around the world has hit Germany hard.I expect further misses in Eurozone data in the coming months.4.Fed Fund Futures are pricing in a 34 percent chance that US interest rates will be increased before the end of the year.
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,Schmidt acting as a mole inside of Apple doesn’t say much for Schmidt either, but Steve Jobs should have had some idea what was likely to happen.There was AntennaeGate, an engineering blunder of the first magnitude that was at first covered up and the solved with the mandatory “bumper” for $20.So much for the vaunted Apple engineering department.Do these guys even try their own products?How about the Maps debacle? Apple management was so intent on revenge against Google that they shot themselves in the foot over Google Maps.That reminds me of the comment about revenge; “Revenge is like you taking poison, expecting the other guy to die.”There have been features that have been more or less “thuds”.
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,This 5.1% rise represented the market positioning for the pending massive gold purchase.However, on the last trading day before the referendum on 28 November 2014, speculators left the market and GLD closed at 112.11.However, on Monday itself, with the defeat of the referendum, we saw GLD price shooting up instead as seen in the chart below.So what is the cause of it?(click to enlarge)Source: BarchartThis is due to the surprise deflationary reading of the first major economic report of December.This is the survey conducted by the Institute of Supply Management’s Manufacturing Purchasing Manager Index This PMI has a price component which reported 44.5 in November 2014 over a reading of 53.5 for October 2014.
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,Zechariah speaks in verse 10 of the shouts of joy taken up by the righteous when the Lord comes in judgement upon the nations.Thus, the prophetic command to “Hush!” draws the fourth and most important connection: the connection between human silence and God’s holiness.When confronted with the awesome and Holy character of God, we are amazed, astounded, stupefied, and very, very silent.When a finite and sinful man enters the presence of an infinite and holy God, a cosmic confrontation takes place.There, as in the vision of Isaiah 6, stands a God thrice holy, at whose voice universes leap into being, by whose breath worlds are melted away.
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,In particular, we would expect Yahoo to trade at a much lower revenue multiple than its competitors.To get an adjusted revenue growth, we plotted EV/Sales against revenue growth for all internet stocks in the chart below: (click to enlarge) EV/Sales versus Expected revenue growth: Internet software services There are outliers in this relationship, with higher revenue growth companies trading at higher multiples of revenues.(Twitter (NYSE:TWTR) is one of the outliers in the graph, but this graph was prepared before Twitter’s fall from grace last week.EV/Sales Yahoo = -0.94 + 21.21(.01) + 15.06 (.0902) = 0.63 Applying this multiple to Yahoo’s revenues ($4.672 billion) yields $2,948 billion for Yahoo’s enterprise value, and adding the cash balance ($4.6 billion) and subtracting out debt (1.6 billion) yields a value of equity of $5.9 billion.
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,But, actually, if you encourage companies to relocate and put their factories in the cheapest place and sell to the most expensive, you in the end destroy the communities that you come from.And there will come a point where the productivity gains from the cheapest also decline, at which point you have a real problem on your hands’ – And we are kind of there.” – source The GuardianThis struck a chord with us as it indeed reminded us of Sir Jimmy Goldsmith’s great 1994 interview following the publication of his book “The Trap” which was eerily prescient.In other words, he would prefer to sacrifice the well-being of the nation rather than his free-trade ideology.
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