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,Berkshire stock also entailed more risk, displaying a volatility of about 25 percent, compared to the market’s volatility of about 16 percent.Utilizing risk in this fashion as a factor in explaining returns is standard in the academic community.Under Modern Portfolio Theory, risk and returns are correlated.I personally do not make this direct association (preferring concepts like Ben Graham’s margin of safety instead), but it is customary in studies such as this one.Also, please note that the volatility of Berkshire’s stock does not necessarily match the volatility of his stock holdings, which as the study states are generally less volatile than the market.
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,You tell me that if I take the deposits from the bank and annul its charter, I shall ruin ten thousand families.That may be true, gentlemen, but that is your sin! Should I let you go on, you will ruin fifty thousand families, and that would be my sin! You are a den of vipers and thieves.I intend to rout you out, and by the grace of the Eternal God, will rout you out.A President with Jackson strength of character would put the blame where it belongs today.He would rout out these criminal bankers, rather than give them more taxpayer money to squander.A President with a moral backbone would put an end to the disastrous 96 year experiment of the Federal Reserve.
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,In “Star Wars: A New Hope,” Obi-Wan Kenobi described the spaceport of Mos Eisley as a “wretched hive of scum and villainy.” Many people might say the same thing about troll communities and forums.Within these communities, anything goes.It’s very difficult to hold a discussion on any subject that actually has merit.These officials sometimes ban trolls if they prove to be disruptive.Troll communities rarely ban members — in fact, several of them explicitly welcome people who have been banned by other communities.Trolls will brag about their exploits, linking to message board discussions that dissolved into flame wars.
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,Appropriate use of movement is the key.Simple hand gestures may be all you need to make a point.On the other hand, sometimes it may take running around the room.7.Respect: Show respect to the audience and they will show it to you.Remember, the audience wants you to do well and the smallest amount of respect will win over even the toughest critics.Similar to one-on-one conversations, showing respect to people can make all the difference in the communication.There you have it, seven tips on becoming a dynamic presenter and imagining the audience in their underwear was not among them.Incorporate these tips as best you can, but do not allow them to take away from who you are and what you say.
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,A challenge to anyone reading this would be to go to one of those independently-run kiosks and try to find an iPhone 4 alongside newer Smartphones.My guess is that it wouldn’t be too hard.All I can say is given the context of the first two points I made, we know where MW’s biases lie and that they have been shown to not tell the full story if a piece of that story doesn’t support their cause.A theme that seems to keep coming up is that on Chinese tech-related message boards and chat rooms, NQ is generally seen in a negative or insignificant way.On North American message boards, how often do you see critiques that are overwhelmingly positive? I work in the Canadian Telecom industry and I have seen my fair share of articles and message boards on the industry.
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,It finds that there isn’t even a short run contractionary effect on inflation, and an increase, not a decrease, in output.I’ll leave that for another day.The futureThis is a pretty radical post.Most of the monetary economics used by our policymakers is wrong.That would seem to forecast disaster.The result will be a slight increase in growth and after a delay, a slight increase in inflation.The Fed will feel reassured that it raised rates at the right time in advance of the growth and inflation, not recognizing that it caused the growth and inflation.Worry about Grexit, Putin, sovereign default, some new credit crisis.
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,Analysts cite the lack of innovation as a reason for the stock’s recent downfall.Apple certainly lost a part of this with the death of former CEO Steve Jobs.Simply put, Apple will never be the same without Jobs.This does not mean that current CEO Tim Cook is not fit for the job, but rather it means that Apple relied on Jobs’ innovation and creative mind.He was a true leader and an inspiration for all.His presence will certainly continue to be missed.Apple needs to release a “new” product, a product that fits the public’s needs just like the iPod, the iPhone, and the iPad did.It needs to be a game-changer, one that will change the way we live our lives.
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,Furniture which is light and compact – a chair or a trolley – requires no more than four single-wheel casters.Caster materialsFurniture and other types of casters are made of different materials, depending upon the purpose for which they’re used – industrial, retail, etc.Typically, rubber, nylon, and polyurethane casters are used for home, office or retail furniture, of which nylon casters should be used for carpeted or covered floors only.Casters made of steel are used for rough surfaces or in areas where heat or humidity are high.Commercial herbal supplements that have the word “standardized” on the label may seem to be the best choice.
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,Listen (without interruption).This one may be challenging.Here you’ve been living with your suspicions for some time and you’re probably feeling ready to vent.But listening to your spouse when he or she is first confronted will tell you quite a bit about the status of your relationship.Take care of yourself.As difficult as this may be to realize in the moment, the greater problem is your spouse’s and not yours.You still have your integrity, after all.In addition to the effects of his behavior on the relationship, he has his own guilt to deal with as well.Since moving out of the RV and back to reality, we tried to intentionally build a slow life for ourselves.
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,Germany would be rather embarrassed if all the money it had thrown at the Greek problem went up in smoke, but this is precisely what Syriza has in mind.Historically, isolating the German chancellor hasn’t worked out too well for anyone And does anyone really think that if Greece manages to renege on the debts, other countries, like Portugal say, or heaven forbid, Italy or Spain, wouldn’t want to see their burden eased as well? Turning to Spain, which is a much larger economy, and hence a much larger problem than Greece, the situation is precarious at best.More than 50% of Spain’s youth are unemployed, causing many to worry about the potential for unrest.
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,It likewise incorporates the characteristic of word tally utility.It can tally expressions of sheet or workbook or cells.BP Prudhoe Bay Royalty Trust (BPT) is a royalty trust that provides the holder a royalty on 16.4246% of the lesser of the first 90,000 barrels*of the average actual daily net production of crude oil and condensate per quarter from the working interest of BP Alaska, in the Prudhoe Bay oil field located on the North Slope of Alaska; or the average actual daily net production of crude oil and condensate per quarter from that working interest.By definition the royalty is highly correlated to the price of West Texas Intermediate crude along with the production level from the oil field.
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,Beyond the immediate data found in the study, the implications of a model for guiding a company through the decision making process when extending or creating its brand online are substantial,” said Davis Masten, principal of Cheskin Research.The eCommerce Trust Study also found that the presence of credit card symbols do little to communicate trustworthiness, even though consumers universally recognize them.In contrast, Web-based seals of approval such as VeriSign and TRUSTe, when recognized do communicate trustworthiness.”In the e-commerce world, consumer’s don’t have the ability to `assess’ trustworthiness of the merchant behind the screen,” commented Lori Fena, chairman of TRUSTe.
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,Wave ii is a corrective wave, and therefore traders should see at least three waves of a pull-back in the near-term.At the moment we can only count a completed lower wave a), followed by a higher wave b) that is in progress.The euro (Eur/Usd 1.4840) spent the entire overnight session trying to break above the 50-day moving average, an area that has been a major swing point over the last few months of trading.A break above it could shift the euro outlook to long once again, but the pair will need strong equity markets in order to pull the move.However, a bounce from the 50-day moving average has the potential to drive the euro much lower, down to the 1.4600 area.
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,I have not increased the reserve over time, but compensated by not running the trust down until roughly 570mcf remains.I consider that generous.Some things to consider, if gas prices skyrocket then of course reserves will increase, but forward natural gas prices give no indication of that.To put it bluntly, there is a strong possibility that as an investor if you buy this trust and are even able to collect .19 a quarter until it closes down, you will have collected $3.42 of income, and will have around a $4.5 capital loss.It will be interesting to see if the production numbers have declined again and to what degree well shutdowns have occurred.
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,It is difficult to pick a date for the beginning of market mayhem but the end of October, when The Fed ended QE3 is as good a date as any.This may be strongly deflationary.It will also cause extreme distress in Russia, Iran, Iraq, Algeria, Nigeria and Venezuela.However, I will stand by my earlier analysis of Oil Price Scenarios for 2015 and 2016 and anticipate that the oil price recovers strongly next year.It often seems that Apple (NASDAQ: AAPL) investors are constantly looking to the horizon for new products, and Wall Street’s anticipation of new Apple products seems to have recently reached a fever pitch (yet again).
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,Unfortunately, we all know there are a lot of fish in the sea and not all of them are model material.Back in the CDS world, it is the same deal.During the peak of the CDS industry in 2007, over $45 trillion worth of swaps were on the market.It is a ludicrously huge number that is nearly three times the value of the entire American equities market.Suddenly, companies started to default and insurers suddenly had to pay on their debts.It drained them of huge amounts of cash.A company like GE could have $100 million of debt on its books, but banks were selling tens of billions of dollars worth of insurance on it.
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,Russian Economy Russia economy has been especially hard hit by a deadly combo of plummeting oil prices and the global economic downturn.The result has been chaotic trading that has forced the country major exchanges to shut their doors regularly as they try to stem the tide of asset outflows.dollar in October.Demand destruction in most commodities is expected to continue taking its toll on Russia resource-heavy economy for the foreseeable future.Possible Trading Strategies Other than using XRU as a pure play on the ruble, several other interesting plays for the new fund have been suggested.Eric Rosenbaum of Index Universe quotes Rydex Director of ETF Strategies, Ed Lopez, as suggesting a long ruble/short euro pair trade.
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,Another new key design element was the oval body section at the B-pillar.Wheelbase was cut back from 118 to 116 inches, the curved side glass disappeared, and width was reduced.Everything possible was done to cut size, weight, and cost.”These cars are ‘plucked chickens,’ ” he told the assembled engineers, planners, and executives.Last Thursday the Department of Energy kicked-off a new effort “to develop its first-ever strategic plan for addressing the role of rare earth and other materials in energy technologies and processes” by issuing a Request for Information on resource availability and supply chain security.
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,Tim Cook is more prone to get into bed with Wall Street than Steve Jobs was.And if you are going to get in bed with someone, why not get in bed with the best there is.I think it’s only natural for the number one company in the world to hook up with the number one firm on Wall Street.And on Wall Street, the best firm for many years now has been Goldman Sachs.In reality however, and even though Steve Jobs has avoided Wall Street, Apple has a long history with Goldman Sachs even though it has not use its services often.Goldman Sachs was involved in two previous Apple bond offerings in 1994 and 1996.
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,A leader devoted to the successful implementation of the strategy and plan is key.The plan needs to be supported with people, money, time, systems, and above all communication.Communicate the plan to everyone in your organization.Hold a monthly or quarterly strategy meeting to report on the progress toward achieving the goal.ConclusionMy last word of advice is a plan is a living document.It does not have to be perfect or 100 percent complete to start using your strategic plan.A business without a plan is like a car without a steering wheel.A rough draft is better than no plan at all.Put your plan on paper so you can look back on the year and celebrate your well-earned success.
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,Provide a climax: Generally, a situation occurs which brings all the events together.It’s usually an event or some moment of tension or drama.The climax should contain an element of surprise; you might include some danger or disaster.Someone might be saved from the brink of death.Most people have trouble writing effective sentences.Most just find no enjoyment in writing, because they don’t want to wrack their brains to come up with grammatically correct sentences.First and foremost, you would need to study the basic structure of the sentence.A sentence has two parts: a subject (what/who is talked about) and a predicate (follows the subject and indicates what the subject does, is going to do, where the subject is, etc.).
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,He would have Puckishly presented the feature as if it were a magic trick.Unfortunately, his ability to empathize and communicate with the consumer is abysmal.And leaving the rest of the presentation up to the engineers who head the various departments is not much of an improvement.For millions of iPhone owners, or would-be iPhone owners, who dislike AT wireless service or prefer Verizon Wireless service, liberation is at hand.Starting Feb.on a second carrier, Verizon, instead of just on AT which has been the exclusive iPhone network since the device launched in 2007.Complaints about dropped voice calls, or calls that can be initiated, on AT service, especially on iPhones, have been legion.
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,I pointed out in that article that Q3 net income was $38.3 million, or $0.42 per share, up from $0.27 per share a year ago in the 2013 third quarter.Over the last two quarters the company has earned a total of $0.22 more per share than it has paid out.In that quarter the company earned $0.29 and paid out the same $0.27.Thus, when we consider the year-to-date performance, the company has $0.24 in unpaid income.Here is what can happen.First, the present Q4 could be so bad that earnings don’t even come close to covering the dividend, in which case any excess earnings from prior quarters would need to be tapped into.
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,I plan on holding the shares for the rest of the year to allow the shares to stabilize and retake the $80 level.If the price of oil does firm up and trade above $60 on the WTI contract it will help accelerate the trusts recovery.Last month, Apple (NASDAQ:AAPL) seemed a good buy because its yield was attracting income buyers (Apple: Analytical Shift Makes Stock A Buy).More about that at the end of this write-up.)First, let’s update the yield picture.Shortly after that, Tim Cook announced earnings and an increase in the dividend to $12.20 per share.That large 15% dividend increase likewise raised the stock price yield levels 15%:(click to enlarge)These levels are important to income buyers, so they offer good support points, keeping risk in check.
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,I have recently found myself in a series of battles now that our first year of homeschooling is well underway.On more than one occasion I have caught myself becoming Mean Mommy, feeling testy and ready for a mommy meltdown when my daughter refuses to do her schoolwork.How I Fight Off a Mean Mommy MeltdownHow can you fight off the urge to scream, yell and punish your kids for being uncooperative? It’s actually quite simple.I remembered what my (not so mean) mom used to do when one (or more) of her five children were driving her crazy.She would sing — loudly — until it brought a smile to her face.
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,3) Lastly, I also think this eating time can become a habit.I hope you can figure out what works for you.This has been horrible for me the past couple of years.I finally feel like I have taken the bull by the horns with this, and I feel very freed from what felt like a real addiction! I am losing weight now, easily, and feel much healthier.So try things and see what works, and remember, also, that you will need to PRACTICE these new habits.How much are you willing to gamble on a high-stakes poker game? What are your chances versus your possible profit?Con artists know you’re afraid of risk.They’ll tell you there is little or no risk in an opportunity that could yield untold riches.
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,Stoever issued a $10.4 million judgment against Helen Fabe, finding that she had plundered the Sternlight Family Trust.To commit suicide an association of factors of death, self and injury is necessary.3rd house indicates courage and survival instinct of a person, if the 3rd house has negative or malefic relations with the death inflecting planets, the person may commit suicide.3rd house/lord related to 2nd/6th/8th house/lord indicates failure in life struggle.When ascendant, 8th house and their lords are under the influence of Mars/Ketu or Saturn which also afflicts the Sun, the native may commit suicide.
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,agree!!Infrastructure and construction spending in China accounts for more than 40% of GDP a number rarely seen in the past in any economy.In fact, this demand has resulted in commodity prices going up in a parabolic curve.It is very much like the CDS bets Fairfax had made ahead of 2008 panic in that the bet requires a relatively small capital investment to obtain huge notional exposure.Here is his explanation:You know our concern re deflation.Well, Brian Bradstreet of CDS fame came up with a similar idea called CPI-linked derivative contracts.was 100 when we purchased this contract.In ten years time, if the CPI index is above 100 because of cumulative inflation, then our contract is worthless.
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,ends arms embargo: President Franklin Roosevelt addresses the American people via radio in the fall of 1939.Beginning in 1935, a series of American neutrality acts and extensions banned arms shipments, loans, and other aid to belligerent countries, including Great Britain.Roosevelt came to regret signing the 1935 act.On September 21, 1939, he urged an end to the arms embargo.Nazi Germany destroys the HMS Royal Oak: The HMS Royal Oak was one of five British Revenge-class WWI ships that were refitted for WWII.These relatively small battleships featured a “torpedo bulge” of protective armor.Even so, on October 14, 1939, the anchored battleship sank when the German submarine U-47 slipped through British naval base defenses at Scapa Flow and struck with four torpedoes.
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,His favorite chair was an overstuffed easy chair by the front door.In the summer, visitors would find him on his front porch puffing a cigarette.In the winter, he would welcome visitors inside, sit in his chair, and in between cigarette puffs or a coughing spell, he would talk about the war, his sister, or his parents.He would also speak of Alice.I visited my uncle shortly after my own mother, Fannie, passed away in 1998.No one outside a marriage knows the quality of that marriage; I remember one Sunday afternoon walking by my aunt and uncle bedroom where the couple, both fully dressed, were lying together on their bed.
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,”Bones under Parking Lot Belong to Richard III.” The New York Times.Feb.4, 2013.(Nov.”Immune to Cancer: Naked Mole Rats Reveal Their Secret.” Live Science.June 19, 2013.(Nov.”King Richard III had worms, scientists say.” CNN.Sept.5, 2013.Turn to your friends and family for support.This is when your best friend and your family need to step in.Have someone you trust that you can cry on or ask for help.It may be as simple as getting a baby sitter for the kids so you can go to your therapist or look for a job.Decide if you want to stay or move on.Once you have allowed yourself some time to recover from the shock, you need to decide what to do next.
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,That estimate paints JAH in a very favorable light yet the Company is still levered at 4.6x net debt/EBITDA.In addition, this is a capital intensive business and capital expenditures have generally matched depreciation expense.In the current environment, bankers will need more than pro forma results to lend and the reality, as opposed to pro forma scenario, is JAH is currently levered at 7.7x LTM EBITDA.So what this means is that JAH investors will have to now depend on its management team to grow sales organically and actually demonstrate an ability to streamline operations as opposed to just going to the credit markets to borrow and buy another target.
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,Once you have a shortlist of possible villas, or at the very least you already know what type of villa you’re looking for (within your projected budget range), you could make some inquiries at your local travel agency.Your travel agent is there to help you finalize your choices, and to present alternative options if she knows of some better deals (if she knows reduced rates at hotels, for example).There you have it! These are just some of the helpful guidelines for you to follow when looking for villa rentals in Italy.Remember, it is crucial that you allot enough time doing preliminary research to help you find the best choices for you.
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,(2014).1014(a)).In order to receive the step-up in basis, the property must have been includible in the decedent’s gross estate (Regs.Sec.1.1014-2(b)(2)).If the decedent possessed a “general power of appointment” over property at death, that property is includible in the estate (Sec.2041).A general power of appointment is defined as a power exercisable in favor of the decedent, his estate, his creditors or the creditors of his estate (Sec.2041(b)(1)).If the power of appointment is not expressly exercisable in favor of one of the above, it is considered a “special” power of appointment, and the value of the property is not includible in the estate.
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,The USD/JPY currency pair almost touched 119 this past week before settling in around 117.8 to close the week.This represents a 7.7% move in just three weeks.According to Sakakibara this is where the Japanese authorities should “step in.” Ironically, this situation was essentially manufactured by these same authorities, but sure enough the first attempts to rein in the runaway train have appeared.Almost right on schedule,Japanese Finance Minister Taro Aso was quoted on Friday (November 21) warning that the yen’s fall has been too much, too fast.The comments had a minor impact on the yen (NYSEARCA:FXY) but of course did nothing to break the current downtrend in the currency.
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,For example let us delineate the following chart for marriage and spouse.The first thing is Ketu in the seventh house in Leo indicating the power of Ketu.This is not good for spouse.In second to this house is Saturn and Mars having an aspect from Jupiter.The uppada UL is Taurus and Mercury is second from this house.Mercury also happens to be the second house lord from seventh house.Here Mercury is placed in Scorpio in tenth.It is in third aspect of the twelfth house lord and placed in the sign of the third house lord.D-9 helps us to ascertain the final outcome.Mercury is placed in a rik house from ascendant.
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,I look at what the company is really worth.Biotech is so volatile that it is very hard to make money by buying and holding.I buy when everybody sells.And when everybody is happy and rushing in, I sell.This is so simple, is it not? Do you get it yet? TLSR: You certainly stay ahead of the curve.Let’s finish up with your last pick from six months ago, which was Apricus Biosciences (NASDAQ:APRI).CL: Apricus is the only stock in my red-hot picks basket that did not move.Apricus remains viable, however.It has created an erectile dysfunction drug like Viagra, called Vitaros [alprostadil cream].The difference is that the product is applied topically, instead of by ingesting a pill or suffering through an injection.
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,California budget crisis has reduced the University of California to near-penury, claim its spokesmen.campuses and the UC Office of the President already have cut to the bone, the university system vice president for budget and capital resources warned earlier this month, in advance of this week meeting of the university regents.Well, not exactly to the bone.Not only have diversity sinecures been protected from budget cuts, their numbers are actually growing.The University of California at San Diego, for example, is creating a new full-time chancellor for equity, diversity, and inclusion.It not surprising that the new vice chancellor mission is rather opaque, given its superfluity.
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,The golden retriever is a popular family pet, watchdog, and hunting dog.Ideal height: males, 23 to 24 inches (58.4 to 61.0 cm); females, 21.5 to 22.5 inches (54.6 to 57.2 cm).He was a hunting sportsman and a dog lover.Marjoribanks raised dogs on his estate, called Guisachan (pronounced KUSH guhn), near the village of Tomich in Scotland.He immediately bought that dog and named it Nous (noos).Nous became the father of a litter of yellow puppies.The mother was a water spaniel named Belle.Goldens like being around people and are fun-loving dogs.It’s important to remember, though, that a dog’s personality is partly formed by the way it is treated and trained.
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,754 will occur when the marital trust distributes the partnership interest to the trust’s beneficiaries.This is based on Sec.Thus, based on Sec.761(e)(2), the marital trust’s distribution of the partnership interest to the trust’s beneficiaries will qualify as an exchange under Sec.743.As a result, there will be a Sec.The main problem is the often typical, significant time delay from when the surviving spouse dies until the trustee distributes the assets to the beneficiaries.Even if the marital trust assets are distributed soon after the administration of the surviving spouse’s estate, there could be a delay of at least 12-18 months or, perhaps, as long as three or more years, depending on the circumstances.
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,He was also apparently involved with Don Arden “The Al-Capone of pop” and Sharon Osbourne’s dad incidentally.He was also a shady character and helped Jeffery bring his acts to the South you can read more about him here.Jeffery also continued to manage other acts like “Eric Burdon and The New Animals” and “The Alan Price Set” (led by ex-Animals organist) and “The Soft Machine” a pioneering prog rock band from Coventry.Chandler was in charge of the creative side of Hendrix’s work, while he left the business and financial side of things to Jeffery (Which I bet he later regretted when he realised he’d nicked all the money).
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,(To keep that in perspective, Simon Property Group (NYSE:SPG), one of the largest REITs in the world, only has 311 million shares outstanding despite being more than 10 times the size of HTA.)This significant number of shares made it harder to read through to HTA’s underlying financial performance.Certain investors are not allowed to invest in companies at or around $10 per share.In others, a lower share price can get misconstrued with poorer financial quality.Although HTA is just around 2 and 陆 years old (listed June 2012) the company was operating as a non-traded REIT prior to that time (see my first article on HTA here).
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,It doesn’t make a profit, but the user growth is impressive.The key will be management’s ability to bring in cash from these users, something that it has failed to do in the past.One key change it has made is that in the new platform design, potential chat partners are displayed as a user initially enters the app, thus making it easier to find someone to chat with.It is clear this is having an impact.If you liked this stock at $2.20, you have to really like it at $1.80.I remain long-term bullish on the stock.MeetMe (NASDAQ:MEET) is a publicly-traded company specializing in social media.Its main product is its website turned app, MeetMe.
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,We work on the plane of logic and may apply that thinking to our own prayer life.In math, one plus one logically equals to and there is the idea of equal justice.A sin logically would have an equivalent punishment.Here though the Lord is valuing other things rather than what we think he may be valuing.And in our seeking of the Lord in prayer, it is also important to ask the Lord what is of value to the Lord in this situation, rather than just automatically imputing our own value, someone else’s value, the value of the times or the value of society on this.There might be a proper equivalency where all roads meet, but there may not be as well and we need to seek what the Lord’s great love is telling us first and foremost.
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,It compares the performance of RAS with two market barometers during the past two years.(click to enlarge)I became interested in RAS in October of 2012 when I wrote my first of six articles on RAIT.The stock was priced at $5.44 and it soon began a run to the upside.During the first five months of 2013, RAS (the red line) and many other REITs substantially outperformed the market as measured by the Guggenheim S Equal Weight Index (NYSEARCA:RSP) and the iShares Real Estate ETF (NYSEARCA:IYR).Those barometers are the blue and green lines on the chart, respectively.Since peaking in May RAS and the REITs began to underperform the RSP and just about every other major industry group.
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,Scientists are investigating how well manatees can detect low-frequency sounds and if they use their vibrissae to do so.The Sun in Vedic Astrology is referred to as Surya.The word ‘Surya’ means ‘promoter’.Sun, as the lord of nine Grahas or lord of Navagrahas, is identical with the supreme Vishnu and the famous Gayathri Mantra.Tantrics interpret the symbol of Swastika to represent the movement of the Sun with the four arms to represent its position at midnight, sunrise, noon and sunset.Our ancestors used to perform Surya Namaskara with the various Surya Namaskar Mantras.Surya Namaskara is an excellent tool to alleviate any malefic effects of Surya Mahadasha.
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,This 5.1% rise represented the market positioning for the pending massive gold purchase.However, on the last trading day before the referendum on 28 November 2014, speculators left the market and GLD closed at 112.11.However, on Monday itself, with the defeat of the referendum, we saw GLD price shooting up instead as seen in the chart below.So what is the cause of it?(click to enlarge)Source: BarchartThis is due to the surprise deflationary reading of the first major economic report of December.This is the survey conducted by the Institute of Supply Management’s Manufacturing Purchasing Manager Index This PMI has a price component which reported 44.5 in November 2014 over a reading of 53.5 for October 2014.
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,If there is a part where the dividend is open to 5% to 15 % gain tax, enter it on Box 1b.Present long term capital gain from REIT (real estate investment trust) or regulated investment company and write it on Box 2a.The unreceptive gain from real property amount is stated on Box2b.On Box 2c is the part of 2a which is a Section 1202 gain.Present the non-taxable dividend distribution.It is the tax return of the receiver which is located on Box 3.State any back up income tax returns of the payer on Box 4.Writing the 28% of the distribution income or dividend is a must if the receiver doesn’t give you a Tax ID number.
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,The author wrote this article themselves, and it expresses their own opinions.The author is not receiving compensation for it.This is not a recommendation to buy or sell any investment.Psalm 115 Early AAs read and studied the King James Version of the Holy Bible.And here is what Psalm 115 declares about the subject of false idols and “gods” fashioned by unbelieving men: “NOT unto us, O LORD, not unto us, but unto thy name give glory, for thy mercy and for thy truth’s sake.Wherefore should the heathen say, Where is now their God? But our God is in the heavens: he hath done whatsoever he hath pleased.
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,Estimated Dividend Payouts The first dividend should occur, approximately, on November 30th, 2011.This payment will encompass 2nd and 3rd quarters of 2011.The initial dividend is expected to be 66-cents.Below are the expected dividend through March 31st, 2017.The hedges, however, are only in place through March 31st, 2015.Here are the target distributions (click to enlarge images): If PER pays out $15.50 for quarters ending March 31st, 2017, then the investor can assume a 86.11% return of invested capital.This does not factor in the time value of the invested capital.The trust expires after the 1st quarter of 2031.
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,Blind luck: The idea that if 1 million people each flip a quarter 10 times, the odds are that at least a couple of the poeple (out of a group of millions) will get “heads” each time.2.Taking more risk: Another tenet of modern portfolio theory states that the return an investor achieves is tied to the amount of risk that investor takes.In other words, it is the idea that without risk there is no reward.Hence, it is consistent with modern portfolio theory to believe that you can outperform the market but, to do so, you must take on significantly higher risks than you would if you held “the market portfolio” made up of all of the stocks that are publicly traded.
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,Investors should be aware that Jamison once again stated that the backlog is “is a leading indicator of future revenue growth.” He made the same statement regarding the backlog last year when the figure was $148.9 million at FYE 2013.By now we know that was a big miss.Now, consider that if the company had actually shipped product totaling $148.9 million rather than $133 million, there would be $16 million less in backlog.The “$22.7 million, or 15%” backlog growth cited by Jamison would have been under $7 million and closer to 5%.The company was forced to go to the market twice this past year to raise capital, required waivers on its debt covenants and burned through an inordinate amount of cash.
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,”In contrast to 2013, which saw revenue decline in key device categories, including ASIC, discretes and microcomponents, all device categories saw positive growth in 2014, but none could match the growth of the memory market, which grew 16.9 percent in 2014.” – Gartner Group – Market Share Analysis: Preliminary Total Semiconductor Revenue, Worldwide, 2014 [ED.Emphasis added]Ok.What do you think? If we consider the grades in aggregate it looks promising to me.Am I blinded by love here when I say I think the strategic case is holding? It’s still a little early yet, I’ll give you that, but reality seems to be proving out the theory.
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,The stock could easily retest the $10 level.In May it traded well below that, nearly dropping to $9.50 before catching a bit of a bid.Not all royalty trusts are in the position that CHKR is.MV Oil Trust (NYSE:MVO), for example, is a Zacks Rank #1 (Strong Buy) and is currently paying a 12.17% dividend.Studio Archetype, a leading provider of Internet business solutions including strategy, design and technology and Cheskin Research, a leading full service market research firm, today announced a comprehensive study investigating the concept of trust as it relates to e-commerce on the World Wide Web.
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,Not sure if that would work though.Alternatively I could go to student mental health services and see a psychologist who could equally do the job of weighing alongside therapy.The calorie-raising went fine.I think I made the target.I kinda just ate mechanically and tried to shut everything out.I feel like I’m trying to follow my plan and do the increases with a methodical coolness, like how a student would do a scientific experiment according to the manual (no I’m not a science major).It’s probably because I think that since I decided to do it, I better do it right and not mess things up.Cash flow is the lifeblood of small businesses.
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,”In contrast to 2013, which saw revenue decline in key device categories, including ASIC, discretes and microcomponents, all device categories saw positive growth in 2014, but none could match the growth of the memory market, which grew 16.9 percent in 2014.” – Gartner Group – Market Share Analysis: Preliminary Total Semiconductor Revenue, Worldwide, 2014 [ED.Emphasis added]Ok.What do you think? If we consider the grades in aggregate it looks promising to me.Am I blinded by love here when I say I think the strategic case is holding? It’s still a little early yet, I’ll give you that, but reality seems to be proving out the theory.
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,After the surgery, the surgeon told me it was a complete success–that there hadn’t been any complications and that the nerve was completely intact.Despite this, my voice is a raspy whisper (the doctor did warn that there was a 5% chance of this happening).I have now had two EMG tests and both have determined that my left vocal cord is paralyzed–meaning there is no nerve communication with the left vocal fold.However, it seemed like the risk of voice loss would only happen if the vagus nerve was severed or cut during the operation.But my surgeon specifically said this didn’t happen.So I guess my question is: why do I not have a voiceBut I would have to say that the worst part of all this is not the voice loss but the fact my headaches are still there and are getting worse.
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,One would expect the trust’s production to decline over time, but it is declining at an exponential rate.Production declined 6% in 2012, 6.5% in 2013 and so far in 2014 it has declined 10%.This large recent decline was referred to in an 8k from Dominion as being associated with Walter Black Warrior Basic LLC, the operator of the wells, plugging and abandoning non-economic wells.Walter is allowed to plug and abandon wells at any time they choose per this note in the 10k:Sale or abandonment of Underlying Properties may terminate assurances.The Company Interests Owner’s interests may conflict with those of the Trust and Unitholders in situations involving the sale or abandonment of Underlying Properties.
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,Adventure.The archer is adventurous by nature.You should be able to hop on to his many side trips and journeys as he seeks thrills and fun.It can be anything from skydiving, canoeing, camping, or simply visiting new and foreign places.Do not be intimidated by the sports that he plays, and the hobbies that he keeps.If you can show that you are game for anything, he will appreciate you as his companion.You do not have to be as enthusiastic as he is when it comes to sports.Freedom.The archer, like many other strong souls like him, wants and needs his freedom.One of the surefire ways to end a relationship with a Sagittarius man is by stifling him with too many restrictions and rules.
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,Economic expansion is vital for the end price of oil as it show end demand.The trust paid a total dividend of $6.01 per unit holder.Using my entry point this morning of $62.80 a reasonable expectation is a return of capital in 10 years assuming a static level in the price of oil.The trust continues to generate over 90K barrels per day in production with scant signs of slowing down.A few tidbits to keep in mind, the Trust have reduced payments as production has dropped due to scheduled maintenance or a recent fire.I would not be at all surprised to see a distribution north of $9 once again which would bring my return of capital date to less than seven years or a gain of over 10% per annum.
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,However, you have to be careful to follow the instructions carefully and not forget about the time that you need to use for leaving the objects to dry.Another great advantage of water transfer printing or wassertransferdruck is the fact that it is very durable compared to other decorating methods.For example, if you were to take that same helmet and paint it yourself with a brush and different shades of painting, the end result will not look as well and will not last as long as if you were to use the method briefly described above.This is because for the wassertransferdruck method you use a film that already has the design on it.
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,The lock function of Fn key, the effect by the next setting is same with the function laptop keyboard key effect by press Fn key.Enable “ThinkPad Configuration application”.The book review briefly analyzes the totalitarian regime and its influence on people’s life.Totalitarian political system is the direct opposition to democracy.People do not have positive aspects in a totalitarian state.George Orwell proves this in his book ‘Animal Farm’ once again when he shows us the history of the Soviet Union with its totalitarian regime and the Russian Revolution as well as all its ‘positive’ sides for ordinary people.
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,In the verse in psalm 119, the psalmist, as he asks for the Lord’s favor and bounty, is saying that I might live to see it, and also is outright saying that he will observe the favor of the Lord as it comes to pass in the real world.So there is no reason to have one’s head in the sand as to God’s favor and just hope for it, like a blind hope in a storm, where I can only hope for some favor to emerge out of the dark clouds.This can be the case of course, but also the Lord’s favor according to this verse can be observed, maybe even step by step.It is something that is delved into and discussed in prayer and also observed within the watches of prayer according to this key verse in psalm 119.
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,In the New Testament, Jesus died on a cross and redeemed humanity — hardly comparable acts.And yet, the concept of a monstrous Jesus goes back to the 13th and 14th centuries.What are we to make of that?Think for a second about the nature of monstrosity.At heart, you have a convergence of ideas.The concept of a “wolf man” intrigues us because its conjoined nature of man and wolf raises questions about our own bestial nature.Monsters can make us laugh with joy or wet our pants in terror, but there’s always a cognitive process involved.The monsters that stick with us tend to illuminate something about human nature or the world in which we live.
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,This offering puts a $372M valuation on TubeMogul.Less than one year ago, competitor YuMe (NYSE:YUME) priced its IPO at $9 and the stock currently sits below $6 as of July 10.Furthermore, I cannot find a breakdown of international revenue and can only assume that it is negligible at this point.In comparison, YuMe has seen triple digit Q1 growth in international.Also, YuMe has generated about 25% of its Q1 revenue from its non-web based platform with mobile and connected television leading this surge.A couple million dollars will make or break TubeMogul’s quarter.It becomes a matter of when to recognize the revenues.
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,Emphasis mine:[Battery life] was another area of strength for Intel.In our standard battery test, which cycles through websites and videos with the screen set to 60 percent brightness, the RAZR M lasted seven hours and 22 minutes, while the RAZR i lasted a full eight hours and 42 minutes.Where the phones truly differ, however, is in standby time.The RAZR i managed to last 72 hours of regular use, including pushing email to two separate accounts, with 12 percent of its battery remaining.In contrast, the RAZR M will get you a full day’s normal usage, but not much more.usage is that the Medfield SoC in the Razr i doesn’t support LTE.
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,In our calculations, we assume that WTI crude prices average $96/bbl in 2012 and Henry Hub natural gas averages $2.70/mmbtu.We also (quite favorable for SDT) forecast that both commodity prices inflate by 3.6% per year going forward (see our recent article on the BP Prudhoe Bay Trust (BPT).We also forecast that post-production and tax expenses increase by 2.2% (long-term CPI) from the current $2.48/BblBased on our calculations, shown on the table below, SDT’s distributions should fall from $2.95 per unit in 2012 to $2.61 per unit in 2013, $2.39 per unit in 2014 and $1.84 per unit in 2015:(click to enlarge)Declining Distributions Will Lead to Negative ReturnsWith SDT units trading near a 12% yield in recent weeks, we can translate our annual distribution forecasts into expected unit prices so we can calculate the estimated total return of holding the units over the next few years.
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,Article VI: Trustee.A trustee is always involved in the issuance of bonds to bondholders.This article should talk about the role of the trustee, including his or her duties, rights, and obligations.When is the trustee obligated to give a report to bondholders? When and how is he or she liable for the failure of the bond issuer? If necessary, when and how should the trustee be replaced? Who is eligible to be the trustee? These issues should be addressed in this separate article dedicated to the trustee.These are the most important provisions that must be included in an indenture agreement.Note that an indenture is usually a long, complex agreement laying out in great detail the rights and duties of bond issuers and bond holders.
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,Science – Something you may not know: dating is actually a science.Dating may seem like a very random thing.On the contrary, when you’re dating, things that happen in your body decide what the outcome will be.Our brain sends very specific chemicals to our body, depending on its reaction to the date.There are many scientists who actually offer their research as dating advice.Psychiatrist – You can always trust your psychiatrist.If you have a psychiatrist, it is also good to ask him for dating advice.As psychiatrists are mental health professionals, you can be sure that they are giving you healthy dating advice.
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,Taking a look at more recent data, small caps have indeed lost some ground against their larger cap cousins this year.(We don need yet another chart here showing that this is true!) You could make the argument that the market has been in broad consolidation for all of 2014, despite momentary highs in some indexes.Sector (and geographical, and market cap) rotation is normal in consolidation.Point 2: Rotation among leaders is normal while the market is in consolidation, and the market has been in consolidation for a year.It could be wrong to read too much into smaller cap weakness under those conditions.
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,Russian Economy Russia economy has been especially hard hit by a deadly combo of plummeting oil prices and the global economic downturn.The result has been chaotic trading that has forced the country major exchanges to shut their doors regularly as they try to stem the tide of asset outflows.dollar in October.Demand destruction in most commodities is expected to continue taking its toll on Russia resource-heavy economy for the foreseeable future.Possible Trading Strategies Other than using XRU as a pure play on the ruble, several other interesting plays for the new fund have been suggested.Eric Rosenbaum of Index Universe quotes Rydex Director of ETF Strategies, Ed Lopez, as suggesting a long ruble/short euro pair trade.
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,Another new key design element was the oval body section at the B-pillar.Wheelbase was cut back from 118 to 116 inches, the curved side glass disappeared, and width was reduced.Everything possible was done to cut size, weight, and cost.”These cars are ‘plucked chickens,’ ” he told the assembled engineers, planners, and executives.Last Thursday the Department of Energy kicked-off a new effort “to develop its first-ever strategic plan for addressing the role of rare earth and other materials in energy technologies and processes” by issuing a Request for Information on resource availability and supply chain security.
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,Tim Cook is more prone to get into bed with Wall Street than Steve Jobs was.And if you are going to get in bed with someone, why not get in bed with the best there is.I think it’s only natural for the number one company in the world to hook up with the number one firm on Wall Street.And on Wall Street, the best firm for many years now has been Goldman Sachs.In reality however, and even though Steve Jobs has avoided Wall Street, Apple has a long history with Goldman Sachs even though it has not use its services often.Goldman Sachs was involved in two previous Apple bond offerings in 1994 and 1996.
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,I pointed out in that article that Q3 net income was $38.3 million, or $0.42 per share, up from $0.27 per share a year ago in the 2013 third quarter.Over the last two quarters the company has earned a total of $0.22 more per share than it has paid out.In that quarter the company earned $0.29 and paid out the same $0.27.Thus, when we consider the year-to-date performance, the company has $0.24 in unpaid income.Here is what can happen.First, the present Q4 could be so bad that earnings don’t even come close to covering the dividend, in which case any excess earnings from prior quarters would need to be tapped into.
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,I plan on holding the shares for the rest of the year to allow the shares to stabilize and retake the $80 level.If the price of oil does firm up and trade above $60 on the WTI contract it will help accelerate the trusts recovery.Last month, Apple (NASDAQ:AAPL) seemed a good buy because its yield was attracting income buyers (Apple: Analytical Shift Makes Stock A Buy).More about that at the end of this write-up.)First, let’s update the yield picture.Shortly after that, Tim Cook announced earnings and an increase in the dividend to $12.20 per share.That large 15% dividend increase likewise raised the stock price yield levels 15%:(click to enlarge)These levels are important to income buyers, so they offer good support points, keeping risk in check.
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,California budget crisis has reduced the University of California to near-penury, claim its spokesmen.campuses and the UC Office of the President already have cut to the bone, the university system vice president for budget and capital resources warned earlier this month, in advance of this week meeting of the university regents.Well, not exactly to the bone.Not only have diversity sinecures been protected from budget cuts, their numbers are actually growing.The University of California at San Diego, for example, is creating a new full-time chancellor for equity, diversity, and inclusion.It not surprising that the new vice chancellor mission is rather opaque, given its superfluity.
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,(To keep that in perspective, Simon Property Group (NYSE:SPG), one of the largest REITs in the world, only has 311 million shares outstanding despite being more than 10 times the size of HTA.)This significant number of shares made it harder to read through to HTA’s underlying financial performance.Certain investors are not allowed to invest in companies at or around $10 per share.In others, a lower share price can get misconstrued with poorer financial quality.Although HTA is just around 2 and 陆 years old (listed June 2012) the company was operating as a non-traded REIT prior to that time (see my first article on HTA here).
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,Economic expansion is vital for the end price of oil as it show end demand.The trust paid a total dividend of $6.01 per unit holder.Using my entry point this morning of $62.80 a reasonable expectation is a return of capital in 10 years assuming a static level in the price of oil.The trust continues to generate over 90K barrels per day in production with scant signs of slowing down.A few tidbits to keep in mind, the Trust have reduced payments as production has dropped due to scheduled maintenance or a recent fire.I would not be at all surprised to see a distribution north of $9 once again which would bring my return of capital date to less than seven years or a gain of over 10% per annum.
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,In the verse in psalm 119, the psalmist, as he asks for the Lord’s favor and bounty, is saying that I might live to see it, and also is outright saying that he will observe the favor of the Lord as it comes to pass in the real world.So there is no reason to have one’s head in the sand as to God’s favor and just hope for it, like a blind hope in a storm, where I can only hope for some favor to emerge out of the dark clouds.This can be the case of course, but also the Lord’s favor according to this verse can be observed, maybe even step by step.It is something that is delved into and discussed in prayer and also observed within the watches of prayer according to this key verse in psalm 119.
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,This offering puts a $372M valuation on TubeMogul.Less than one year ago, competitor YuMe (NYSE:YUME) priced its IPO at $9 and the stock currently sits below $6 as of July 10.Furthermore, I cannot find a breakdown of international revenue and can only assume that it is negligible at this point.In comparison, YuMe has seen triple digit Q1 growth in international.Also, YuMe has generated about 25% of its Q1 revenue from its non-web based platform with mobile and connected television leading this surge.A couple million dollars will make or break TubeMogul’s quarter.It becomes a matter of when to recognize the revenues.
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,Emphasis mine:[Battery life] was another area of strength for Intel.In our standard battery test, which cycles through websites and videos with the screen set to 60 percent brightness, the RAZR M lasted seven hours and 22 minutes, while the RAZR i lasted a full eight hours and 42 minutes.Where the phones truly differ, however, is in standby time.The RAZR i managed to last 72 hours of regular use, including pushing email to two separate accounts, with 12 percent of its battery remaining.In contrast, the RAZR M will get you a full day’s normal usage, but not much more.usage is that the Medfield SoC in the Razr i doesn’t support LTE.
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,In our calculations, we assume that WTI crude prices average $96/bbl in 2012 and Henry Hub natural gas averages $2.70/mmbtu.We also (quite favorable for SDT) forecast that both commodity prices inflate by 3.6% per year going forward (see our recent article on the BP Prudhoe Bay Trust (BPT).We also forecast that post-production and tax expenses increase by 2.2% (long-term CPI) from the current $2.48/BblBased on our calculations, shown on the table below, SDT’s distributions should fall from $2.95 per unit in 2012 to $2.61 per unit in 2013, $2.39 per unit in 2014 and $1.84 per unit in 2015:(click to enlarge)Declining Distributions Will Lead to Negative ReturnsWith SDT units trading near a 12% yield in recent weeks, we can translate our annual distribution forecasts into expected unit prices so we can calculate the estimated total return of holding the units over the next few years.
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,Article VI: Trustee.A trustee is always involved in the issuance of bonds to bondholders.This article should talk about the role of the trustee, including his or her duties, rights, and obligations.When is the trustee obligated to give a report to bondholders? When and how is he or she liable for the failure of the bond issuer? If necessary, when and how should the trustee be replaced? Who is eligible to be the trustee? These issues should be addressed in this separate article dedicated to the trustee.These are the most important provisions that must be included in an indenture agreement.Note that an indenture is usually a long, complex agreement laying out in great detail the rights and duties of bond issuers and bond holders.
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