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,Diverse group of employees are perceived to be more creative and efficient in problem solving as compared to homogenous group Ability to manage cultural diversity increases adaptability and flexibility of an organization to environmental changes.Many organizational examples can be taken in this regard.In Australia, for instance, Hotel Nikko in Sydney has unique edge that staff members in direct guest contact areas speak a total of 34 different languages.Similarly Qantas Flight Catering has sixty-six nationalities on staff, with various overseas-born chefs.So dedicated diverse ‘ethnic’ kitchens gave Qantas a huge competitive edge that offers food based on customer’s ethnic taste and requirements.
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,According to the company it is the first step in the re-IPO and up list process that the company has repeatedly referred to in the past.This committee along with the help of their new accounting firm BDO, investor relations firm Westwicke Partners and NASDAQ will determine their new NASDAQ share price when they uplist.At their conference call this afternoon I expect to hear more about these groundbreaking results as well their plans for uplist and Phase II trials.Once ACT moves to Phase II the possibility of a joint venture increases exponentially, and after these results so will the price that the partner will have to pay.
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,For example, unneeded or overbilled repairs could be performed by the third party vendors.As discussed above, many management companies receive kickbacks from vendors to perform repair and maintenance work.We may not be able to complete our evaluation, testing and any required remediation in a timely fashion.During the evaluation and testing process, if we identify one or more material weaknesses in our internal control over financial reporting, we will be unable to assert that our internal controls are effective.”The key is “costly and challenging.” These are overhead costs that are not burdensome to a mom-and pop outfit.
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,A negative performance review can make or break people depending on how the affected person handles it.The truth is negative performance review of a staff is required to enhance the efficiency and productivity of the entire workplace.After all, a less than perfect performance of one person can affect the whole performance of the group.To help the group improve, that person needs to be criticized and reprimanded for his actions so he can improve himself.A negative performance review can be done either to keep the person or to fire a person.And if with the latter, the review can be atrocious.Know his bad office habits.
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,Read the instruction booklet to find out exactly how you could achieve this.Mainly, manufacturers prescribe a cleaning solution to avoid dirt accumulation.Yesterday I spent a full day attending an Investor Conference in San Francisco and I was able to listen to key presentations by the management team at Digital Realty (NYSE:DLR).The market capitalization of the Data Sector REIT market has recently increased as QTS Realty (NYSE:QTS) listed (October 9th) on the NYSE.The IPO priced well below the expected range of $27 to $30 at just $21 per share.Jonathan Peterson, an analyst with MLC Co.explained his thoughts on the lower pricing (source SNL Financial):The data center REITs, over the past few months in particular, have been out of favor.
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,The remaining 35 tonnes was in coins and other items, said the CGA.The question really is what happened to the almost 500 tonnes of gold mine supply and scrap?According to many reports, China is the largest gold miner in the world and with scrap supply, this should be a portion of Chinese gold consumption – but it is completely missing.The last time the Chinese central bank reported its gold reserves was 2009 and it has not updated them since – even though almost all analysts have figures for Chinese gold holdings much higher than the IMF declared 1054 tonnes.That’s important because it shows that they are afraid of what would happen if this information is made public.
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,Keep it simple.Keep toiletries to a minimum.You don’t need a different color eye shadow everyday, or cologne to match your tie.Keep small (6oz) bottles of shampoo, conditioner and face wash always ready in a small Ziploc bag so if a trip comes up you can just tuck the bag into your suitcase.A small makeup bag can always be ready with a toothbrush holder, lotion and perfume samples, a few band-aids and q-tips, Neosporin, aspirin, and key makeup items.Be honest with yourself.Your packing list will be dependant on where you’re traveling, but don’t fool yourself; if you’re going to spend the weekend with your family, playing board games and roughhousing with nephews, do you really need 3 pairs of high heels? Or will you be in the same jeans all weekend, maybe changing into some heels for a dinner out or church? Same goes for any books or paperwork you plan on bringing with you – how much of it will you actually get through? If you have a project for work due, by all means, bring the paperwork.
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,One friend, Steve Jobs, had the idea of selling a complete computer to the early emerging computer hobbyist stores.In mid 1976 they obtained an order for 50 Apple-1 computers from a local store called The Byte Shop.History was bumpy, from startup to huge success to bust as the business outgrew them.Persevering, Apple re-emerged with better products in the growingly competitive market and ultimately moved out from what was still a relatively niche computer market to make a big hit with the iPod.From there, the company has innovated its way to history as a global icon in consumer electronics.(click to enlarge)Apple grew modestly with its early success in creating the world’s first ready-to-go consumer computer.
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,Brian Blair at Wedge Partners downgraded the number of iPhone orders by 20% due to softer demand than expected.Likewise, Peter Misek of Jefferies cut his price target from $420 to $405, citing higher inventory levels than expected.These higher inventory levels tell me that demand is weakening for the iPhone, as the company prepares for the release of the 5S later this year and the iPhone 6 in 2014.Furthermore, Ittai Kidron of Oppenheimer cited “mixed” iPhone 5 sales.These analyst downgrades suggest increasing pessimism for Apple’s stock.Sentiment and emotion, as shown by Apple’s steep rise and decline, play major roles in the stock market.
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,A wide variety of products are made here, notably processed foods and beverages, particularly whiskey; tobacco products; chemicals and plastics; and machinery.Many tourists visit the city, especially in early May for the annual running of the Kentucky Derby at Churchill Downs.B.Speed Art Museum, featuring European and American paintings; the Kentucky Derby Museum; the Museum of History and Science; and the Louisville Zoo.Also in Louisville is the American Printing House for the Blind, one of the nation’s largest publishers of educational materials for the blind.In 1778 George Rogers Clark made it a supply base for his expeditions against the Indians.
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,List down the correct number you intend to trace.Write down the complete number of the phone you are tracing.This is very important because an incomplete number will be always invalid no matter what method you use for tracing it.Also, notice what the land code is for the number.Trace the number using online phone directories.There are several directories in the Internet that will help you in tracing the phone number.The website offers a special section where you can trace numbers originating only from UK.Directories like this are usually free of charge.However, keep in mind not to easily trust free online phone lookup directories.
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,A fine locksmith will leave little or no evidence of the work.But even the best locksmith started with lock picking 101.To most people, lock picks aren’t formal tools; they’re paper clips, coat hangers, bobby pins, and a smattering of other household items.That’s because most people’s concept of lock picking has been shaped by countless movies and TV shows depicting detectives and burglars defeating locks with ease.So who exactly uses lock picks? Well, professional locksmiths, obviously.But safecrackers, private eyes, law enforcement officers, security workers, and property managers all have legitimate reasons to pick locks as well.
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,Execution is always important, and Tencent has a strong track record in that regard.But we’ll have to see if WeChat users will want to buy things over the platform, and also if they’ll accept having their content indexed on a search engine.The Yen is a hot topic lately and so called “Experts” decided that the Yen is to be blamed for the recent volatility hiccup of the global markets.While it is true that gold in terms of the yen made a new 20 plus year high recently, in terms of the USD and the Euro it did not.From the 30 years chart we can learn that the Yen bottomed / USD topped at 1982, some 25 years ago! Back then 1 USD was worth about 277 Yen.
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,We think we can create some very unique products there.There is no question that the natural, ancient grain, snack arena is one of the hottest categories.We think Earth Balance can play there.We also think that there are other categories that we’re currently in that could be of interest.I mean, we think the sprouted breaded category is interesting, where the brand can play there.So, I think what you’ll expect to see is potentially not the pace of the number of introductions that we’re going to see under Glutino and Udi’s, because we’re trying to fill up that footprint quickly.But I think you’re going to see us tackle a major category here on Earth Balance.”Overall, our view is that weakness in the Earth Balance and Smart Balance brands is to persist.
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,Type it in, and click “Save Changes.”Click on “Vacation Response” for auto-response while you’re gone.Check “Enable auto-response,” and select the start and stop dates for the service.Type your message in the box, and click “Save Changes.”Innovations for Yahoo Mail go beyond e-mailing to add chat, text messaging and mobile access.I don’t have air conditioning, but it normally isn’t an issue because my husband and I spend our summers up north where we can jump in a beautiful clean, warm lake when the temperature rises.I’ve had to spend more time in the city this year, and this past week it’s just been brutal.
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,In this case, you need to have a 25×45″ nap mat.Sew the pieces of fabric.Start by basting.Put the two pieces together, their right sides touching.Pin the three edges, the two long sides and one short side.Make sure to pin an inch from the edges to make way for the seam allowances.Now, you can begin to sew.Run the fabric under the sewing machine, following the basting pins.Start from one side all the way to the bottom edge and right back up to the other side, leaving one end open.Insert the foam.FactSet Research Systems Inc.is a leading provider of global financial and economic information, including fundamental data on tens of thousands of companies worldwide.
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,Phone calls don’t come for free.Shiny things cost you big money.You would like to know how efficiently the employees make use of this facility.A good Mystery Shopping agency can help you identify people who might need to be given a little bit of extra advice on how you can better use the telephone when conversing to some customer.You may be able to find numerous companies that provide Mystery Shopping services.But you must be careful which one you choose to look for you.Naturally, you have to select a company with which team you will feel comfortable to have interaction.More importantly, they should be able to execute their Mystery Shopping assignments in as discreet a manner as possible and provide you with the appropriate reports promptly.
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,Here we are again with some new problems facing the new iPad.Apple has agreed to offer refunds to customers who feel they were misled about the connectivity of the product.However an Australian judge does not feel that this is enough, and has set a hearing for May 2:He ordered that Apple add a disclaimer in its stores and on its Australian websites saying: “This product supports very fast cellular networks.How could a company as big and smart as Apple let something like this happen? I could understand it if it were a company like Sirius XM (NASDAQ:SIRI) which only operates satellite radio in North America, and does not market to other countries.
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,After more than one year of silence suddenly on November 27, 2013 something showed up on my screen again.Back then the biggest shareholder in American Lorain was Guerrilla Capital Management.Siris managed two New York-based funds that were heavily invested in US-listed Chinese small caps.The funds — Guerrilla Capital and a related firm, Hua Mei 21st Century LLC.capital market through a reverse merger deal in 2006, according to court filings.(NYSE:CGA), SmartHeat Inc.This non-binding proposal is pending for more than one year and has not been officially withdrawn.We think John B.Sanfilippo Son, Inc.
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,I previously wrote that Apple’s (NASDAQ:AAPL) plain-spoken CEO, Tim Cook should consider buying a second home in China due to his frequent visits to the country, and the same could be said for Facebook’s (NASDAQ:FB) more brash founder and CEO, Mark Zuckerberg.While Cook’s frequent visits are quite official and include many stops at government and company offices, Zuckerberg has been far more low-key in his equally regular visits, due to Facebook’s lack of official presence in the country where its website is formally blocked.I made my latest prediction earlier this year, when Facebook was in the process of opening a sales office in Beijing, saying the company was likely to launch some kind of social networking venture in China within the next two years.
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,According to Bloomberg:Staff reductions are often part of large mergers and Chief Executive Officer Tim Cook is showing that Cupertino, California-based Apple will behave no differently as its steps up the pace and size of acquisitions.Its largest acquisition prior to Beats was a $400 million deal for Next Software when Steve Jobs was the CEO of Next.Beats is privately held; however, sources have quoted the transaction at 3x sales.Investors thought it could also be a takeover target given the sudden interest in music streaming.After the Apple/Beats deal was leaked, the stock rallied and topped out close to $30 at the end of June.
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,Pick a few to read on a regular basis.Resist the temptation to subscribe to everything in your field.This can become overwhelming and the newsletters usually end out being filed into a folder never to be read again.Learning to recognize that you are indeed a busy entrepreneur will help you to be selective.Many of the top leaders online that would charge thousands of dollars for consultations also offer E-books that range in price from $1.99 to $100.This is the best of the best information from great minds that have valuable resources to share with you.Audio tapes can be the single best learning device for busy entrepreneurs.
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,”These are the most sophisticated speaker systems Henry Kloss has ever created–yet they still maintain his long tradition of combining high performance with high value.MLA style: “Cambridge Trust Company Promotes James Dwinell to Chairman and CEO; Joseph Roller Named President and COO.” The Free Library.2001 Business Wire 10 Mar.(2014).Dwinell III, the president and CEO of Cambridge Trust Company since 1989, has been elected chairman and will continue as CEO.Following an eight-month national search, Cambridge Bancorp’s board of directors selected Joseph V.Roller II to succeed Mr.Dwinell as president, and to assume the role of COO.
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,All of it boils down to making the product work.There are also complaints on legalities.While the Spy Bubble software team assures that spying on another person activities through phone logs via this specific software is safe and legal, critiques argue that this action, through whatever form and medium, is very much against the law.Personal issues, however, need not be dealt with technological interventions.A cheating lover, a rebellious and secretive child, or a problematic employee may be quite a problem but perhaps the best thing to do is to speak with the suspicious person.This promises no download needed and no spying and privacy risks involved.
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,Clients want to know you have a track record and that you’ll maintain it when they remain with you.How: How your company conducts itself is becoming a much more important factor to many of today’s decision makers.Consumers want to avoid being tainted by association with any scandal-ridden firms.If an attendee brings up a current negative newsmaker, avoid the temptation to ‘dish’.Instead, answer with a comment that shows your company’s strength and leadership.”We know that those types of things happen in our industry but we’ve found the better route is the straight and narrow.Now, admittedly, it can be difficult to fit all of this into the thirty seconds you have with the average attendee.
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,John Denverwas born Henry John Deutschendorf, Jr.and never actually broke any world record to his name except perhaps for the fact that of all singers who died in a plane crash, he was the only one flying as a pilot during his death.But mind you with so many hit songs in the country music/folksong genre he didn’t broke records but made a million record hits to be worthy of the honor.On 12 October 1997, Denver died when his Rutan Long Eze experimantal aircraft crashed near Monterey, California.At first the rescuers didn’t identified his body having his face damaged beyond recognition but authorities were able to extract fingerprints allowing identification.
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,It is crucial they understand their limitations because their use is subjective at best.For example, should a G/GS ratio sell signal, such as a break under its 50-day moving average, be at 0.1% under for 1 day or 1%+ under for 5 consecutive days or whatever? What if the G/GS ratio goes back above the 50dma? Was it not a real failure then? No matter what decision criteria are used, they are subjective.That the rub! It is this great degree of subjectivity that is the greatest limitation of the various G/GS ratios and most other trading indicators and systems.No matter how careful you are with these indicators you have to make many assumptions and they will adversely affect their utility without a doubt.
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,My ratings are by no means a guarantee of performance on any long or short trades on a stock and should not be relied upon solely when buying or selling a stock.Every investment, no matter how compellingly appealing it seems, involves risk.Investors should do their own due diligence and consider personal risk tolerance, preferences, and needs when making an investment or a trading decision.All materials are subject to change without notice.By Kenny Fisher GBP/USD has edged lower on Friday, as the pair trades in the mid-1.63 range.In economic news, the British Current Account deficit ballooned to a five-month high.
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,A challenge to anyone reading this would be to go to one of those independently-run kiosks and try to find an iPhone 4 alongside newer Smartphones.My guess is that it wouldn’t be too hard.All I can say is given the context of the first two points I made, we know where MW’s biases lie and that they have been shown to not tell the full story if a piece of that story doesn’t support their cause.A theme that seems to keep coming up is that on Chinese tech-related message boards and chat rooms, NQ is generally seen in a negative or insignificant way.On North American message boards, how often do you see critiques that are overwhelmingly positive? I work in the Canadian Telecom industry and I have seen my fair share of articles and message boards on the industry.
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,While most conventional operations in the Permian are either CO2-injection based or waterflood based, the trust’s production is still based on primary, “plain vanilla” recovery methods, which cost significantly less than either CO2 injection or waterfloods do.According to the trust’s prospectus, the cost of production has yet to top $17.50 per barrel.This includes per barrel production and post production expenses.This number compares very well against secondary production methods (waterflooding) and tertiary production methods (CO2-injection).All but a handful of the required wells have been drilled and the trust is now poised to sit back and collect.
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,The thesis is simple.There has been nothing opaque nor clandestine about the disclosure of this dossier.Investors also can easily cross-reference Mr.Ackman and his team’s research against the company’s own SEC filings.I assume it makes for good eyeball counts on cable news channels when Mr.Icahn and others go all WWF on live TV.Almost all of the principal investors on both sides of the trade in HLF common have gravitas.Mr.Stiritz and Mr.Icahn have long and successful track records as investors and businessmen.The dividend yield would be about 7.77% at a total cost per share of $12, assuming no dividend change and a constant currency exchange rate that produces a $.0777 monthly rate for ARESF unit holders.
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,Consider the following alarms, sounded in just some of the disturbing news reports uncovered by TheStreetSweeper during its review of Swisher and those with relevant ties to the company: Huizenga, the most celebrated (if arguably least involved) member of Swisher new leadership team, originally made a name for himself by building Waste Management (NYSE: WM) into a gigantic garbage-collection chain.Securities and Exchange Commission later accusing the company of orchestrating of the most egregious accounting frauds it had ever seen.Huizenga fellow cofounder at Waste Management wound up shouldering much of the blame, coming under fire by one of the company own directors, who reportedly proclaimed: son-of-a-b ought to be in prison.
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,This could potentially be a concern.Secondly, despite having recently procured investment, and Dr.Platt having a track record of developmental biotechnology success, the costs moving forward into late stage trials will be excessive.The eventual need for a large biopharmaceutical partner is all but inevitable.If, for any reason, procurement of a significant partner failed to materialize, further advancement of PAZ320, or any other pipeline product, would be highly unlikely.Lastly, as was mentioned previously, preceding efforts to bring drugs to the market similar to Ipoxyn and OxyFex have all failed.
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,Charles the Great, aka Charlemagne, proved proficient on the battlefield.However, the early Middle Ages king promoted literacy and education among his subjects.Dubbed the Carolingian Renaissance, Charlemagne patronized education and art to an extent unparalleled in medieval Europe.He began with the court schools, where students and scholars could engage in self-directed study [source: Colish].Along with the secular institutions, the king also revived ecumenical (religious) schools.Architectural projects accompanied the cultural resurgence, with 16 monasteries and more than 230 cathedrals either built or renovated during Charlemagne’s reign [source: Stalley].颅Charlemagne also sought to unify the Frankish kingdom under the Christian faith and root out corruption in the clergy.
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,Get specific, be creative and enjoy yourself.Pay attention to your feelings.You know those moments when you feel that you just can’t take it anymore and you absolutely must escape in some fashion? We all have them.If you struggle with addiction, this is the moment when you absolutely must have that cigarette/drink/hit or else! Your body is trying to communicate with you at these times, and if you are present in your body, you’ll know that you need to pay attention.As you can probably tell by now, my premise is that anxiety is simply another way that your body tries to communicate with you and in order to make use of natural cures for anxiety, you need to listen to your body.
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,The main driver is currently the long term real interest rates spread.It can be linked to the fact that real interest rates are a proxy of long term expectations for real GDP growth.Based on consensus forecasts for US and Australian long term yields and CPI, the trend for the next six months remains slightly on the downside, in accordance with the medium run message sent by technical analysis.(click to enlarge)Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.I wrote this article myself, and it expresses my own opinions.I am not receiving compensation for it (other than from Seeking Alpha).
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,Analysts are required to ensure that they have a reasonable basis for their analysis and recommendations.X has policies giving guidance to Analysts regarding the proper presentation of facts and opinions in research reports, for example regarding verification of facts and the avoidance of superlative, flamboyant, emotional, libelous or promissory statements.This analyst was very loud on Friday which really surprised us considering how many things in his initiation report were confirmed as flat out wrong after the conference call.His CRM TAM analysis assumed a ‘base CRM’ average revenue of $2,220 a seat.
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,Considering these metrics and the fact that its major land asset – the 30,000 net Wattenberg acres – is surrounded by EOG, Noble and Anadarko, then one could easily argue that the stock should carry an acquisition premium.All told this is one highly attractive package.Ever wonder why bicyclists ride so close together during the Tour de France? It’s all about wind resistance.The lead cyclist cuts a path through the air, and by staying close to his rear wheel, the other cyclists avoid having to cut their own “air path.” This process is known as “drafting.”The same principle applies to open water swimming.
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,TMR: Your newsletter recently quoted a Newmont Mining Corp.(NYSE: BC: That study is a few years old, and I need to emphasize that it’s a statistical number.The real odds are better than that if you do a bit of due diligence.It’s getting harder because we’ve scoured the earth fairly well.There are not many outcropping ore deposits left to find.We have to look under cover or through barren rocks.Explorers have to spend more to drill and use geophysics and such.The less expensive but still critical surface work now only gets you to a drill test that is often little more than an initial look at the rocks of interest.
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,He will tell you what to do.” 5 “I will do whatever you say,” Ruth answered.6 So she went down to the threshing floor and did everything her mother-in-law told her to do.7 When Boaz had finished eating and drinking and was in good spirits, he went over to lie down at the far end of the grain pile.Ruth approached quietly, uncovered his feet and lay down.8 In the middle of the night something startled the man, and he turned and discovered a woman lying at his feet.9 “Who are you?” he asked.”I am your servant Ruth,” she said.”Spread the corner of your garment over me, since you are a kinsman-redeemer.” 10 “The LORD bless you, my daughter,” he replied.
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,Make sure the four loops are equal in size.If not, adjust the loops by pulling the ends of the ribbon or pushing the tips of the loops outward.Now, wrap the thread over the center several times and then knot.Arrange the first and second bows.Put the first bow over the second bow.Join them together using the thread.Make sure to make a tight knot.Then, get the 3/8″ ribbon, and use it to bind the center of the joined ribbons.Glue the ends of the 3/8″ ribbon together.There are several headband bow variations.In general, the easiest yardstick to apply is comparable transaction analysis and then to “fine tune” the estimate based on the variables just listed.
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,Communication is significant to show your devotion, love, and care towards your loved ones.But one situation where effective communication stumbles is how to go straight to the point.Choose your words.Others find it difficult to be direct when communicating because they find it hard to choose the right words that will fit in what they are going to say.So during ordinary conversations, you have to be aware of every word that you are saying.Read.One of the most effective ways on how to choose the right words to say during conversation is to have a wide array of words to choose from in your head.
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,It’s all in the perception.Are the benefit recipients taking money or are they ceding jobs? As we come more and more to regard jobs as assets and benefits as a source of demand for the outputs of the people with jobs, people’s attitudes may change.Just think about out people felt about working wives fifty years ago.What’s to stop us from feeling that way again? It’s up to the zero-earner ouples to develop a resentment for the two-earners and then turn it into a social norm.Goverrnment can’t do that.But we don’t have to subsidize for thetwo-earners, either.I am trying to describe the material climate in which we must operate and determine what strategies would produce the greatest prosperity.
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,he hath made for you pairs of yourselves, and of the cattle also pairs, whereby he multiplieth you.naught is as his likeness; and he is the hearer, the seer.YUSUFALI: (he is) the creator of the heavens and the earth: he has made for you pairs from among yourselves, and pairs among cattle: by this means does he multiply you: there is nothing whatever like unto him, and he is the one that hears and sees (all things).They dispute concerning Allah, and Allah is far beyond your thoughts and imaginations.If we get tired, Allah does not.If we rest, Allah does not If we get sick, Allah does not If we die, Allah does not Surah 13:13 SHAKIR: and the thunder declares his glory with his praise, and the angels too for awe of him; and he sends the thunderbolts and smites with them whom he pleases, yet they dispute concerning Allah, and he is mighty in prowess PICKTHAL: the thunder hymneth his praise and (so do) the angels for awe of him.
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,One friend, Steve Jobs, had the idea of selling a complete computer to the early emerging computer hobbyist stores.In mid 1976 they obtained an order for 50 Apple-1 computers from a local store called The Byte Shop.History was bumpy, from startup to huge success to bust as the business outgrew them.Persevering, Apple re-emerged with better products in the growingly competitive market and ultimately moved out from what was still a relatively niche computer market to make a big hit with the iPod.From there, the company has innovated its way to history as a global icon in consumer electronics.(click to enlarge)Apple grew modestly with its early success in creating the world’s first ready-to-go consumer computer.
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,Egypt had suddenly fallen back to the State of Nature.Panicking, people started grabbing whatever weapon they could find and forming groups to protect their houses.As the day progressed the street defense committees became more organized.Every building had its men standing in front of it with everything they could find from personal guns, knives to sticks.Women started preparing Molotov bombs using alcohol bottles.Street committees started coordinating themselves.Every major crossroad had now groups of citizens stopping all passing cars checking their ID cards and searching the cars for weapons.
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,Typically, corporate profits turn in an interest rate hiking cycle because the rising cost of money slows down borrowing and spending activity, thus exposing over-leveraged players while hurting their customers.Well guess what Rosie: THE RISING DOLLAR HAS THE SAME EFFECT.Evidence? Look at Tiffany’s.Look at the direct effect a rising USD has had on them.It is hurting their profits by reducing their revenues on multiple fronts even as overseas markets face contractionary activity made worse by dollar strength.stock is indeed much more aggressively priced than is widely perceived But according to Rosenberg if valuations and macro drivers worry you here that makes you a “nervous nellie.” And further according to Rosenberg, we assume, you should apparently stick around, nudge further out on a tree limb branch, and wait for the Federal Reserve to ring a bell (as if that is going to happen) Even as the USD acts as a tightening cycle proxy in a manner the Fed cannot stop.
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,So as the ruble falls, it causes the USD/RUB pair to go parabolic.The dollar is simply crushing the ruble as the ruble is devalued more by each passing day! Why is Russia hurting so badly now, when they were doing so well just a year ago?!? So why is all of this happening? Well, Russia is the world biggest supplier of energy, especially oil and natural gas.Both of these have had such destruction that it has crippled their markets as the profit margins are all but gone now! This in commodity prices has caused traders and investors alike to lose confidence in their stocks (which as dropped 18% this year on the RTS index) and their currency.
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,By Jeff PietschOver the last several months, it seems that every other financial blog has opined on the trading relationship between the Energy and Financial complexes — so what’s one more?!While it has certainly been the trade du jure, it is perhaps one degree separated from the more intuitive Energy vs.Consumer Discretionary trade — at least for this writer.As you will see, results are generally positive but far from consistent.In both cases, results have been strongest in 2008, though performance of the XLE/XLY pair has perhaps been more predictably consistent.Financials (XLE/ XLF)Results B ~ Energy vs.
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,So nothing really outlandish.But I will say, when I tell people about my mom’s dressing with oysters in it, they make a funny face.It’s never a good face, but I’m just like, you just have to try it.”Thanksgiving is one of my favorite holidays to cook for.It’s funny because when you’re in the food business, when you’re on Food Network or working for a food magazine, you have these competing desires to do something new each year while at the same time observing tradition.I tend to mix it up with sides and wines.Maybe I’ll do the turkey a different way.Maybe I’ll do it on the grill.I’ll smoke it or something.
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,22: He that obeyeth me shall never be confounded, and they that work by me shall not do amiss.23: All these things are the book of the covenant of the most high God, even the law which Moses commanded for an heritage unto the congregations of Jacob.24: Faint not to be strong in the Lord; that he may confirm you, cleave unto him: for the Lord Almighty is God alone, and beside him there is no other Saviour.25: He filleth all things with his wisdom, as Phison and as Tigris in the time of the new fruits.26: He maketh the understanding to abound like Euphrates, and as Jordan in the time of the harvest.
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,A total of $2MM shares purchased across JAH management when Franklin’s total compensation for one year was nearly $5MM, let alone the various equity interests in JAH and the other entities seems like empty marketing.This is something that has nagged at me with this Company because JAH is a leveraged abomination that’s been slickly disguised by management.What irked me about this was that I had the sense that the information may have not been released because it could have been viewed negatively.The reason I was skeptical is because this 8-K broke out pro forma financial information related to the JAH/K2 merger so it would seem very strange that JAH would not provide that information during its conference call, particularly when pro forma revenues and net income for JAH/K2 were in the Q3 10-Q which was released a few days after the call.
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,In those cases, I swap Facebook or Twitter info and see if we can develop a dialogue of our own after the party has ended.My husband, Jared, chats people up online, but never sees an opening to take the conversation offline.I make a point of attending in-person gatherings, like or local events where my online friends will be hanging out.Admittedly, the first time can be really uncomfortable and I almost always have to force myself to go.Also, I ended up sitting alone at a bar in the midst of a social media gathering more than once.I confess to joining more than one parent organization in an attempt to make friends rather than because of an overwhelming urge to serve.
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,At this junction in time, nothing short of a Buffalo Bills versus Houston Oilers 3-35 miracle comeback can salvage the account balances of Microsoft and Nokia shareholders.The Bottom Line Microsoft’s rejection of Nokia at the eleventh hour may serve as evidence that Redmond is not willing to pay a significant premium above the original equipment maker’s $15 billion in market capitalization.Nokia recently closed out its Q2 2013 books with $35 billion in assets above $18 billion in liabilities on the balance sheet, which breaks down further to $17 billion worth of intangible assets.The asset side of the equation does include $6.3 billion in goodwill, $490 million in other intangible assets, and $1.8 billion in property, plant, and equipment.
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,I wrote about it in a previous article on Ford, saying that:Ford is executing well in Asia Pacific, which is the region with the most growth potential for the next decade (at least).However, keep in mind that Asia Pacific is not currently a large component of Ford’s business.Units sold in the Asia Pacific region represented about 21% of the total units sold for the company in Q1 2014.The stock’s forward P/E for 2015 and 2016 is at 10.0 and 8.7, respectively.I’ve already noted that I am still not fully bullish on Ford because I think those estimates don’t take into account the risk of a serious miss.
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,As we get closer to the autumnal equinox next Monday, the Russell 2,000 is still down close to 2% on the year, while the S 500 is up nearly 9%.Below is a chart showing the performance of both the Russell 2,000 and the S 500 since the bull market began on March 9th, 2009.As shown, the Russell 2,000 is up 233%, while the S 500 is up 198%.The second chart below shows the performance spread between the two indexes.Earlier this year, the bull market performance spread between the two was nearly 75 percentage points (with the Russell 2,000 on top).As of today, though, the performance spread has been cut in half from its high down to just 35 percentage points.
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,Bat in the Bible: The Bat is “detested” and “abominated” and it is a symbol of darkness, desolation or ruin.Leviticus 11:13-20 (New International Version) Unclean and Detested bird: 13 “These are the “BIRDS” you are to detest and not eat because they are detestable: the eagle, the vulture, the black vulture, 14 the red kite, any kind of black kite, 15 any kind of raven, 16 the horned owl, the screech owl, the gull, any kind of hawk, 17 the little owl, the cormorant, the great owl, 18 the white owl, the desert owl, the osprey, 19 the stork, any kind of heron, the hoopoe and the bat, 20 ” ‘All flying insects that walk on all fours are to be detestable to you.
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,Easy to sell, good for others’ money.Examples Momentum, buy Straddle.Furthermore, History shows the market tends to underprice tail risk except at the height of crisis If you agree that the current price is the best prediction of future risk/reward expectation, then you’re saying the market is Martingale.But there’re two fundamental problems with Mean Reversion: You never know when a black swan will swoon down.You know it will come, but don’t know when or how big.You could resort to fundamental analysis for prediction, which can be a solid strategy but then it’s no longer technical trading.You could try to use technical indicators to predict disaster but then it’s no longer a Mean Reversion trade.
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,But in the end he will have to find out where he stands with you.This puts you in control because he is coming to you.Men can be very stupid at times, and although he still loves you, your ex can’t resist the feeling of power that it gives him when you tell him you can’t live without him.The worst part of this is that as long as you feed his ego by telling him how much you love him, you will have a hard time getting your ex back.Getting your ex boyfriend back is seldom easy, but you don’t want to make it any harder than it has to be.The truth is, that as long as he knows he can have you anytime he wants you, he will keep rejecting you.
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,The Quarterly Tactical Strategy, QTS.This strategy has been backtested to mid-1999, and has shown excellent CAGR and modest drawdown.No Man’s Land became a meeting ground, as muddy, cold soldiers emerged from their trenches.The very same pudding and chocolate sent to soldiers from home in Berlin and London served as impromptu Christmas gifts between men who had just hours before shot at one another.Soldiers exchanged jokes and tobacco.One German, a juggler, put on a show in the middle of No Man’s Land.The English produced a soccer ball and a pick up game broke out.In some places fighting continued, but this was unusual.
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,Well, I see this LEO Pharma deal as tremendous validation of KLOX’s technology.It is a strategic alliance for sales and marketing, but it’s also a joint venture deal for new product development.This could be an effective alternative, couldn’t it?SI: You’re spot on.I’ve seen the data in acne vulgaris, and it is spectacular.(NASDAQ:NEPT) and Acasti Pharma Inc.What is the ownership stake of Neptune in Acasti?HC: I believe it stands at about 49%.There were challenges to the prior board, but with the recent complete overhaul of the board, I’m optimistic that the long, hard road that these stocks have been on is changing for the better.
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,For comparison, the iShares iBoxx High Yield Corporate Bond ETF (NYSEARCA:HYG) currently has 13.47% of its assets invested in the energy sector.HYG is a widely used high yield bond ETF that offers a good comparison for PHT.PHT has a long track record and compares favorably to HYG over the 3- and 5-year periods based on both price and NAV performance.The 10-year track record of 10% per year is attractive and shows the strength of this fund.However, PHT has underperformed over recent time periods likely due to the fund’s riskier holdings and higher energy exposure.This is above the 52-week average premium of 29.05%.
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,Any irritation and inflammation in the middle of the year can ultimately lead to deafness for which the astrology has some combinations.Deafness is a major disease but comes under the ear disease.Apart form 3rd house (right ear) and 11th house (left ear) other houses namely 9th, 8th, 6th, 5th and 12th also come in picture when the planets therein aspect either 3rd or 11th.Internal ear disease is the most difficult to diagnose and diagnose become more difficult with involvement of Rahu.Under medical astrology the internal part contains a Cochliar nerve which carries the sound and speech.Any injury to this part can cause Cochliar nerves which carry the sound-sensation to brain and thus causing trouble in sound and speech.
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,Share information they would find helpful.Touch base, check in, and refer them.Keep showing your value to clients.Your relationship will grow and the like will grow.Don’t be afraid to put yourself fully into the relationship.Your clients are people too.They have families and dreams.Trust is the final factor and it’s where “the rubber meets the road” so to speak.Trust is gathered by doing what you say you will do.Trust is built by consistently giving value to clients.There has never been an event of greater magnitude and significance which has changed the way history and politics have evolved than the World War II.
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,IT IS NOT INTENDED TO PROVIDE MEDICAL ADVICE.Neither the Editors of Consumer Guide (R), Publications International, Ltd., the author nor publisher take responsibility for any possible consequences from any treatment, procedure, exercise, dietary modification, action or application of medication which results from reading or following the information contained in this information.The publication of this information does not constitute the practice of medicine, and this information does not replace the advice of your physician or other health care provider.We all know babies love to put small, unsafe items in their mouth.
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,Jul 14, 2012.08:45 PMUpdate from JMP conference.Company is looking at non-dilutive financing, or at least “minimally dilutive”.No news on partnership.And some things that I did not mention in the article above.Insulin can cause weight gain in some patients but Afrezza has been associated with less weight gain or weight loss, which is especially better for people who are overweight to begin with.Afrezza can be associated with a mild, transient, dry cough, this may cause some people to stop using the product.I’m not sure of the frequency of this occurring.Dose-titration was a problem with Exubera, this was due to the dosage being in mg (milligrams) rather than Units, and because the dosage was non-linear.
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,Previously the largest screen size that an Apple phone had was 4 inches.This bending of iPhones is certainly a big PR problem for the firm and Samsung, Apple’s biggest competitor, will likely try to capitalize on this by making one of its clever commercials.The company has already poked fun at Apple for taking so long to create a smartphone that is in the 5-inch range.Antennagate was the problem that Apple’s iPhone 4 had with dropped calls.In the end, the company still had record iPhone sales.It cost the company $175 million in deferred revenues to buy consumers free cases to prevent the calls from being dropped.
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,09 21.42Key Take-Aways Geopolitically Driven Risk Aversion Adds Bearish ContextThe pullback in global indexes, and the implied risk aversion, continues.It has now officially reached the US indexes as they log their second straight week in their double Bollinger band neutral zone.It could have been worse.Green downtrend line from EURUSD peak of July 2008 to present, green uptrend line from August 2012 to present.09 21.57Key Take-Aways Weekly Chart: Short Term Bottoming, Medium Term Remains BearishContinuing from last week, the medium term outlook continues to deteriorate from a variety of technical perspectives, chart patterns, support breakdowns, and strengthening downwards momentum.
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,The mystery chart certainly looks like a bubble being formed.The mystery chart is describing the gold price in Indian Rupees and it ends in January 1980.The price of gold topped in many currencies around that time as it did in Indian Rupees.The red arrow marks the end of the first 9 year period (Jan 1971 Jan 1980) and the period shown in the mystery chart.As you can see from the chart, two currencies stand out: South African Rand and Indian Rupee.This is what high inflation looks like.As the value of paper currency goes down, the price of gold in that currency goes up.There is no magic involved.
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,The nearest planet that is similar in size to Earth and located within the narrow habitable zone of its star is unromantically named Kepler-186f.If there is life on this planet, none of us will ever know.If intelligent life is out there, SETI decided, then it must have an understanding of radio waves and the electromagnetic spectrum.Like us, the alien species probably doesn’t have unlimited energy resources to travel around the universe looking for friends.The most efficient way to say, “Hello, universe.If an alien was trying to communicate with us over an open channel, it would choose 1420 megahertz, also known as the “hydrogen line.”And so began the search for alien life.
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,Writer should wrap up by summing up all the content in the main body.Here are some essential new beauty secrets for you all, as promised! To begin with, some must-haves for the spotlight include Eminence Organics Sun Defense Minerals, an organic mineral makeup that is water-resistant and has color correctors that prevent the white face/dark body look.Here are some secret beauty ‘weapons’ for you – regular microdermabrasion treatments to reduce fine lines, even tone and firm skin.Sleep can erase dark circles, even skin tone, rejuvenate circulation and even make blemishes disappear.For quick, emergency zit treatment, try Yonka toner to destroy the pimple from the inside, and Lerosett, a Rasul clay mask, to reduce inflammation.
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,This 5.1% rise represented the market positioning for the pending massive gold purchase.However, on the last trading day before the referendum on 28 November 2014, speculators left the market and GLD closed at 112.11.However, on Monday itself, with the defeat of the referendum, we saw GLD price shooting up instead as seen in the chart below.So what is the cause of it?(click to enlarge)Source: BarchartThis is due to the surprise deflationary reading of the first major economic report of December.This is the survey conducted by the Institute of Supply Management’s Manufacturing Purchasing Manager Index This PMI has a price component which reported 44.5 in November 2014 over a reading of 53.5 for October 2014.
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,You have the opportunity to try a number of books, and see which one suits your child best.7.Go online and look at book reviews for cookbooks you are interested in.An astonishing number of cookbooks (for adults as well) don’t actually test the recipes before the book is published.Some cookbooks are fantastic and you go back to them over and over again, and some are, well, lousy.My mother always says she’s happy if she gets one good recipe out of a cookbook, but I’m not.It’s a great idea to start this cooking project on the weekend, because you need a lot of time and patience.If you need to shop for the recipe of choice, take them with you and let them take the ingredients off the shelf, and choose the meat and vegetables themselves.
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,Allowing the tray to be billed, in turn, reflects the fact that the surgeon usually prepares for a colonoscopy, such as 45378, more extensively than for a sigmoidoscopy.CPTs Recommendations Clash With HCFA Despite HCFAs specific references to 45378 in the MCM, CPT still instructs surgeons to use modifier -52 (reduced services) when the colonoscope does not pass the splenic flexure.According to CPT: For an incomplete colonoscopy, with full preparation for a colonoscopy, use a colonoscopy code with the modifier -52 and provide documentation.But general surgery coders would be wise to follow HCFAs lead in this situation rather than CPTs, says Kathleen Mueller, RN, CPC, CCS-P, an independent general surgery coding and reimbursement specialist in Lenzburg, Ill.
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,The only downside is cost.As a rule of thumb, SSDs are roughly 10x more expensive per GB than traditional HDDs.I imagine that HDDs will continue to see significant use, especially for long-term storage of infrequently-accessed data, but SSDs are growing at a fairly rapid clip.IHS iSuppli projects $7.5B in SSD industry revenue for 2012, after 2011 saw $5B in revenue and 2010 saw $2.4B.Industry consolidation along the lines of what happened in the HDD industry seems a fairly likely outcome, as evidenced by multiple buyouts and the struggles of pure plays like OCZ.According to AnandTech’s analysis of Intel’s 3rd gen controller:The Intel SSD DC S3700 appears to be a very promising new architecture from Intel.
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,The opinions expressed in these materials represent the personal views of the author(s) and do not necessarily represent the opinions of Salient.It is not investment research or a research recommendation, as it does not constitute substantive research or analysis.Any action that you take as a result of information contained in this document is ultimately your responsibility.Salient will not accept liability for any loss or damage, including without limitation to any loss of profit, which may arise directly or indirectly from use of or reliance on such information.Consult your investment advisor before making any investment decisions.
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,Nick Maounis, who was a skilled trader, became too involved in the running of the fund business and less in the asset management.He let others, who he had faith in, manage the money and this cost him dearly.Very fittingly, Maounis new fund has adopted the mantra no proveryai (Translated from Russian, but verify it seems that Maounis has learned from his mistakes.Who: Leon Cooperman starting out in GS research group, which he eventually ran, Cooperman moved onto his own firm in the early 90s.But the story really starts with Viktor Kozeny.Kozeny was born in Czechoslovakia, and made his initial fortune when the Czech Republic moved away from its communist origins.
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,The main driver is currently the long term real interest rates spread.It can be linked to the fact that real interest rates are a proxy of long term expectations for real GDP growth.Based on consensus forecasts for US and Australian long term yields and CPI, the trend for the next six months remains slightly on the downside, in accordance with the medium run message sent by technical analysis.(click to enlarge)Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.I wrote this article myself, and it expresses my own opinions.I am not receiving compensation for it (other than from Seeking Alpha).
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,Analysts are required to ensure that they have a reasonable basis for their analysis and recommendations.X has policies giving guidance to Analysts regarding the proper presentation of facts and opinions in research reports, for example regarding verification of facts and the avoidance of superlative, flamboyant, emotional, libelous or promissory statements.This analyst was very loud on Friday which really surprised us considering how many things in his initiation report were confirmed as flat out wrong after the conference call.His CRM TAM analysis assumed a ‘base CRM’ average revenue of $2,220 a seat.
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,he hath made for you pairs of yourselves, and of the cattle also pairs, whereby he multiplieth you.naught is as his likeness; and he is the hearer, the seer.YUSUFALI: (he is) the creator of the heavens and the earth: he has made for you pairs from among yourselves, and pairs among cattle: by this means does he multiply you: there is nothing whatever like unto him, and he is the one that hears and sees (all things).They dispute concerning Allah, and Allah is far beyond your thoughts and imaginations.If we get tired, Allah does not.If we rest, Allah does not If we get sick, Allah does not If we die, Allah does not Surah 13:13 SHAKIR: and the thunder declares his glory with his praise, and the angels too for awe of him; and he sends the thunderbolts and smites with them whom he pleases, yet they dispute concerning Allah, and he is mighty in prowess PICKTHAL: the thunder hymneth his praise and (so do) the angels for awe of him.
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,The nearest planet that is similar in size to Earth and located within the narrow habitable zone of its star is unromantically named Kepler-186f.If there is life on this planet, none of us will ever know.If intelligent life is out there, SETI decided, then it must have an understanding of radio waves and the electromagnetic spectrum.Like us, the alien species probably doesn’t have unlimited energy resources to travel around the universe looking for friends.The most efficient way to say, “Hello, universe.If an alien was trying to communicate with us over an open channel, it would choose 1420 megahertz, also known as the “hydrogen line.”And so began the search for alien life.
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,The actual mania to be a secret shopper is such that some companies get calls very frequently in the novice who would like to be a secret consumer.Mystery Shopping businesses serving clients in lots of nations and utilizes a large number of customers.Mystery Shopping Demystified!allagherll53768Mystery shopping is big business these days.Only you don TMt get to hear about it very often.Maybe you haven TMt heard about it at all! Well, that TMs ok.So then, what TMs it all about? It TMs all about putting a shop TM on your employee or employees.It TMs not a bad thing, really, especially when you are genuinely trying to help them.
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,Investors should avoid Kinder Morgan Energy Partners LP due to the heavy financial burden the General Partner places on gross income.Kinder Morgan Energy Partners LP has a toll bridge business model.The company receives a fee for oil and natural gas that travels over its pipelines.Action Plan Enduro Royalty Trust is approaching my target price of $15 to $16 entry point.Due to the expected $1.62 annual dividend, a $16 Enduro stock price would provide income investors a 10% dividend yield.As of December 31, 2012, the underlying properties had proved reserves of 21.4 million barrels of oil equivalent.
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,The only downside is cost.As a rule of thumb, SSDs are roughly 10x more expensive per GB than traditional HDDs.I imagine that HDDs will continue to see significant use, especially for long-term storage of infrequently-accessed data, but SSDs are growing at a fairly rapid clip.IHS iSuppli projects $7.5B in SSD industry revenue for 2012, after 2011 saw $5B in revenue and 2010 saw $2.4B.Industry consolidation along the lines of what happened in the HDD industry seems a fairly likely outcome, as evidenced by multiple buyouts and the struggles of pure plays like OCZ.According to AnandTech’s analysis of Intel’s 3rd gen controller:The Intel SSD DC S3700 appears to be a very promising new architecture from Intel.
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,The opinions expressed in these materials represent the personal views of the author(s) and do not necessarily represent the opinions of Salient.It is not investment research or a research recommendation, as it does not constitute substantive research or analysis.Any action that you take as a result of information contained in this document is ultimately your responsibility.Salient will not accept liability for any loss or damage, including without limitation to any loss of profit, which may arise directly or indirectly from use of or reliance on such information.Consult your investment advisor before making any investment decisions.
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,How hard is that? There’s no nonsense in my posts about deciding what individuals make.Where did you get that idea.I’m talking about multi-billionaire’ s making too much.There’s not an ounce of egalitarianism anywhere in my posts.If you want to argue with a straw man, knock yourself out.But it ain’t me, babe.”One way to reduce unemployment is to restore the one-earner family as the national business model.’ Nope, no bureaucrats or new laws required here.” What part of “If the one-earner thing happens, it will not be by political action but by peer pressure from out-of-work families on their two-job neighbors” did you not understand? My frustration is not a product of my poor explanations.
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