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,Respectively, for those invested in related ETFs, SPDR Gold Shares fell 28.83% in 2013 and iShares Silver Trust fell a whopping 37.47%.As we look at the annual returns of the yellow metal throughout the last century, after a significantly poor year, gold doesn’t snap back the following year as some might assume.In fact, historically, after an annual return of -20% or more, gold returns an average of only about 2.75% the following year.But selling that losing position before the end of the year allows them to write off that loss on their 2013 taxes.Alternatively, holding that losing position and selling any time after January 1st, 2014 means they do not get to write off that loss until the following year.
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,(click to enlarge) Essex is currently trading at high P/FFO multiple of 24.2x (price of $200.54) with an all-time high of $205.21 (on November 5th).While I cannot recommend the shares at such an elevated price level, I compliment the company’s management team for executing at all-cylinders.Last week at the annual REITWorld conference I caught up with Essex Property Trust’s CEO, Mike Schall.You can view the video below: In my REIT newsletter, I provide high-level analysis so that investors can attempt to find an adequate margin of safety.Remember the number one rule of investing: Protect Your Principal at ALL Costs.
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,The FRC routinely pushes out demonizing claims that gay people are child molesters and worse – claims that are provably false.I so hope that it doesn hit New Orleans (although we now know that if it does, it is aadila fault what DID you do, my dear?) I also hope that Aron cigar places and favorite brewery are spared and that they get a commercial boost from the infusion of people visiting Tampa for the RNC.As for Erika I understand that the name Katrina has fallen into disuse a bit since, well, Katrina.I know that I had a friend that was going to be having a daughter around that time (though up here, in Illinois), and prior to the storm, was thinking of calling her After the hurricane, they opted for Happily, she is an agile child, so no one calls her for short! (That was her husband the baby father initial reaction.
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,And the median price target was $5.88, with a high target of $8.The company was all geared for a release of their safety study in 2012, following by NDA submission in Q4 of next year, and approval sometime in 2013, with maybe a sweet partnership deal in the 25%-30% royalty range by then.However, all of that is now off the table, and the real question isn what happens with Libigel the drug, but that what happens with BPAX the company.In the after-hours, the stock had already dropped almost 80% to between 40c and 50c, after a crippling 16% loss by the end of the trading day on Wednesday.BPAX already has $73 million in cash and investments, less $21 million in short- and long-term debt, which gives it a cash value in the range of 50c.
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,Stocks may be going up with bonds going down (1950-1965 trend), or bonds could be going up with stocks going down.When both asset categories have been in a long term secular bear market (1966 to 1982), conditions may be ripe for both to move mostly in a “positive positive” long term correlation.Similarly, conditions may exist in the future where both move in a positive negative correlation based on a past long term and robust move up in price, and in the context of the then current and future economic conditions.At the moment, my current thinking is that bonds will be a drag on total performance numbers over the next decade or so, while stocks will remain in a long term secular bull mode with the usual amount of drama, including numerous dips, corrections, and a cyclical bear market similar to what happen in October 1987.
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,While trust might feel like a leap of faith, the leapcan be initiated by learning to talk about trust, put it into practice, and make it fully explicit.Even between conflictinggroups, talking about trust and believing that trust is possible even in the face of vehement distrust, is the first andessential step.It begins with an appreciation and understanding of trust, but italso requires practice and practices.Trust in a society is not a given.From a globalperspective trust is built step-by-step and commitment-by-commitment on every level.Building trust means thinkingin a positive way and not only in terms of risks and vulnerabilities.
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,Then, as incomes rise, we lust over an iPhone.At first all we can afford might be a cheap copycat iPhone from a Chinese white-box manufacturer but the goal will always be to buy the real article.The Theatre of Envy There is another force at work here and that is the recently discovered mirror neurone.Our brains are peppered with them.Humans and other animals are programmed to copy.The discovery of mirror neurones chimes with a theory long championed by Rene Girard, a noted philosopher and literary critic.Twenty years ago, Girard published an highly influential book called, The Theatre of Envy.
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,Thus, I am a very happy camper.There is strength in numbers in this case.Good job.You guys are awesome.Now, if you don’t mind, please go take advantage of your bumbling neighbor’s irresponsible management.I wrote this article myself, and it expresses my own opinions.I am not receiving compensation for it (other than from Seeking Alpha).1.Take an armchair vacation.You probably can’t fly off to the Caribbean and relax on the sand, but you can imagine it.That allowed Citigroup to catch up to estimates for its trailing four quarters – a sign to some that Citigroup had put its post-crisis years firmly in the rear-view mirror.
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,Wells Fargo Co., the largest US bank by market-cap and one of the big 4 US banks, with $540 bill.in AUM, that holds 0.82 mill.shares, including adding 0.13 mill.shares in 4Q’13; andAmerican multi-national banking and financial services corp.Bank of New York Mellon Corp., with $1.3 Trill.in AUM, that holds 0.59 mill.shares, including cutting 0.08 mill.shares in 4Q’13The ownership base also includes NY-based Tech, Media Telecom (TMT) focused hedge fund Alkeon Capital Management, with $5.9 bill.in 13-F assets, that holds 0.49 mill.shares, including adding 0.30 mill.Her relationships have made headlines in gossip magazines for years.
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,Psychological triggers are anything that remind you of your ex that cause an unwanted emotion.program or their favorite song on the telly that cause a feeling of sadness or rejection.Write down everything causing the unwanted emotion, and change your thinking about them.Part of aging is diminishing skin elasticity.As you age, you will notice that your skin is no longer as firm as it was years ago.Laugh lines can form around the corners of your eyes.Exposure to the sun as well as your genes can also cause these skin imperfections.Although you cannot totally stop laugh lines from appearing on your skin, you can minimize them.
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,Section A) starting from the top down to your second section (call it section B) titled “Labor is a Special Commodity” I agree with what you say in Section A.EA – Your challenge to me to share my “views on where we should spend more (come on now, you can try-even if you have to pretend we have the “money”) and where we should cut, because that is where the real action is” – I think that this will arise naturally in the course of dissecting LJK’s article above – If not, hold my feet to the fire.EA I think that the following summarizes most of my earlier posts: A) What Government Investments are Worthwhile – Anything with a benefit / cost ratio greater than three.
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,This is far different from larger mREITs that I cover that tend to invest in longer duration mortgage backed securities.However, it does profit by charging fees and relying on an interest rate spread.It lends at a floating rate of interest based on a spread over the prime rate and receives an origination fee for the loans it originates.This is how it is structured, but the company has been losing money.52 Week Trading Range of BRT Realty Trust(click to enlarge)So can the stock bounce off of these lows? Well, the company seems to be moving in the right direction.A thorough analysis of the company’s key metrics and financial performance seems to indicate this as of the end of its last fiscal year (Sept.
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,Puede agregar informaci贸n y n煤meros de tel茅fono a tu lista de contactos en el tel茅fono suave.N煤meros de tel茅fono entrante o saliente se almacenan y se muestra en el tel茅fono suave hasta que se borre.MagicJack fue inventado por Dan Borislow, quien fund贸 la Corporaci贸n de comunicaciones de XMAX un CLEC (competencia Local Exchange Carrier) certificado de empresa de telecomunicaciones que es la empresa matriz de Magic Jack permitiendo el libre acceso a sus redes de telecomunicaciones de interruptores y puertas de enlace donde otros servicios VoIP paguen una cuota.Esto es para asegurar que el “cuadro de recurso del autor” est谩 incluido en el art铆culo reimpreso.
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,The stock is near an oversold condition, with the MACD neutral.Recent heavy selling suggests the stock may be weak until end-of-year selling exhausts itself.I wrote this article myself, and it expresses my own opinions.I am not receiving compensation for it (other than from Seeking Alpha).I am not a registered investment advisor and do not provide specific investment advice.The information contained herein is for informational purposes only.Nothing in this article should be taken as a solicitation to purchase or sell securities.Before buying or selling any stock you should do your own research and reach your own conclusion.
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,Granted, I only show you the chart of the USD/JPY, but it’s not just the US Dollar it’s depreciating against.Yeah a $10 billion monthly reduction doesn’t mean a whole lot when compared to the historic scale of the bond purchase program.Because the determinant of falling demand hasn’t occurred; anticipation of falling prices, and actual reduction of demand are two different demand determinants.interest rates to increase going forward.(click to enlarge)Source: FreeStockChartsCurrently the USD/JPY is trending higher.Following the break above the symmetrical triangle formation, the dollar-yen now trades at 105.13.
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,Both Kimberly-Clark and Microsoft have done very well, returning 20.4% and 16.7% when dividends are included and reinvested.Many dividend investors and funds wait to see a consistent history of annual dividend increases, sometimes as much as 10-25 years (the so called “dividend achievers and champions”).Once Apple has 5-10 years of solid, consistent dividend growth under its belt than the stock will start rebounding to its new, dividend growth valuation, which should see its PE rise to something more akin to Kimberly-Clark’s 18-21.This is what I meant when I said that it would be good for Apple to become the next MSFT, (low PE, no new products) since dividend growth will return 17.5% or so annual returns.
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,The author is not receiving compensation for it (other than from Seeking Alpha).Apple (NASDAQ:AAPL) finally launched its much-awaited smartwatch, named Apple Watch (not iWatch), and said that it will cost $349 and will be available from early 2015.Apple said that the device will work with iPhone 5s and 5c as well as iPhone 6 and 6 Plus, which means that the Watch is not a stand-alone device and would have to be tethered to an iPhone.This is clearly disappointing.Furthermore, Apple didn’t say anything specifically about the HealthKit platform and the company’s healthcare strategy, which is also disappointing.
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,In Canada ($3.9 million vs.$0.5 million) and international markets ($32.5 million versus $16.4 million), revenue fared much better.That should be a continued trend to play out.In 2012, the United States lower 48 states made up 26% of company revenue.I believe shares are headed to $20 on international strength and new product launches.Analysts are forecasting only 6% revenue growth in fiscal 2014, which I believe is a deep discount to the number that will be turned in.Conversion of MLP/Dividend Start2.Deepwater Pure Play3.Strong BookingsOcean Rig is a great bet on continued oil drilling and a new fleet.
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,The difference in liquidity between the two precious metals has played a role in the current historical divergence.Add to that the fact that fear has been present in markets due to increasing geopolitical risk factors.Eventually, fundamentals including production and consumption factors, liquidity, history and even sentiment will turn quickly.When that happens it becomes hard to execute positions and often traders and investors begin chasing the market, which adds to risk.Today, on a historical basis, either platinum is too cheap or gold is too expensive.If you believe the former, a spread trade — long two platinum futures contracts and short one gold futures contract — is a way to position for a reversion to long-term mean levels in the price relationship.
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